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11TI:T� 'TIi T'ii <br />If the certificate holder is an ADDITIONAL INSURED, the pOlicy(ies} must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the poky. certain policies may <br />require an endorsement A statement on this certificate does not confer rights to the certificate <br />holler in lieu of such endorsement(s). <br />DISCLAIMER <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract between <br />the issuing nsurer(s). authorized representative or producer. and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or alter the coverage afforded by the polite listed thereon. <br />