BUCKNAM INFRASTRUCTURE GROUP, INC. (4)

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HAnover Insurance Group_ OBCA399956 1309570 "property damage" included You must see to it that we receive in the "products-completed written notice of the claim or "suit" operations hazard"; as soon as practicable. (b) Plus medical expenses; c. You and any other involved insured (c) Plus all "personal and must: advertising injury caused by (1) Immediately send us copies of offenses committed; any demands, notices, summonses or legal papers is twice the Liability And Medical received in connection with the Expenses Limit. claim or"suit"; b. The Aggregate Limits of Insurance (2) Authorize us to obtain records apply separately to each of your and other information; "locations"owned by or rented to you. Coo us in th "Location" means premises involving (3) e Coop investigation, with settlement the same or connecting lots, or 9 premises whose connection is the claim or defense against the interrupted only by a street, roadway, "suit"; and waterway or right-of-way of a railroad. (4) Assist us, upon our request, in 6. The Limits of Insurance of SECTION 11 - the enforcement of any right LIABILITY apply separately to each against any person or consecutive annual period and to any organization that may be liable remaining period of less than 12 months, to the insured because of injury starting with the beginning of the policy or damage to which this period shown in the Declarations, unless insurance may also apply. the policy period is extended after d. No insured will, except at that issuance for an additional period of less insured's own cost, voluntarily make than 12 months. In that case, the a payment, assume any obligation, additional period will be deemed part of or incur any expense, other than for the last preceding period for purposes of first aid, without our consent. determining the Limits of Insurance. 3. Legal Action Against Us E. Liability and Medical Expenses General No person or organization has a right Conditions under this Coverage Part: 1. Bankruptcy a. To join us as a party or otherwise Bankruptcy or insolvency of the insured or bring us into a "suit" asking for of the insured's estate will not relieve us damages from an insured; or of our obligations under this Coverage b. To sue us on this policy unless all of Part• its terms have been fully complied 2. Duties in the Event of Occurrence, with. Offense, Claim or Suit A person or organization may sue us to a. You must see to it that we are notified recover on an agreed settlement or on a as soon as practicable of an final judgment against an insured; but "occurrence" or an offense which may we will not be liable for damages that result in a claim. To the extent are not payable under the terms of this possible, notice should include: policy or that are in excess of the (1) Flow, when and where the applicable Limit of Insurance. An agreed "occurrence" or offense took settlement means a settlement and place; release of liability signed by us, the (2) The names and addresses of any insured and the claimant or the injured persons and witnesses; claimant's legal representative. and 4. Separation of Insureds (3) The nature and location of any Except with respect to the Limits of injury or damage arising out of the Insurance under SECTION Il "occurrence"or offense. LIABILITY, and any rights or duties specifically assigned in this Coverage b. If a claim is made or "suit" is brought you must: Part to the first Named Insured, this against any insured, y insurance applies: (1) Immediately record the specifics a. As if each Named Insured were the of the claim or "suit" and the date only Named Insured; and received; and 2 Notify us as loan as practicable. b. Separately to each insured against ( ) Y p whom claim is made or "suit" is brought. 391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc„ with its permission. Page 73 of 81