|
The
<br /> Hanover
<br /> Insuragce Group-
<br /> OBCA399956 1309570
<br /> 1. SECTION I - PROPERTY, if two or more of However, if you agree in a written
<br /> this coverage part's coverages apply to contract, written agreement, or
<br /> the same loss or damage, we will not pay written permit that the insurance
<br /> more than the actual amount of the loss or provided to any person or
<br /> damage. organization included as an
<br /> 2. SECTION 11 - LIABILITY, it is our stated Additional Insured under this
<br /> Intent that the various Coverage Parts, Coverage Part is primary and
<br /> forms, endorsements or policies issued to non-contributory, we will not seek
<br /> the named insured by us, or any company contribution from any other
<br /> affiliated with us, do not provide any insurance available to that Additional
<br /> duplication or overlap of coverage for the Insured which covers the Additional
<br /> same claim, "suit", "occurrence", offense, Insured as a Named Insured except:
<br /> accident, "wrongful act" or loss. We will (1) For the sole negligence of the
<br /> not pay more than the actual amount of Additional Insured; or
<br /> the loss or damage. (2) When the Additional Insured is
<br /> If this Coverage Part and any other an Additional Insured under
<br /> Coverage Part, form, endorsement or another liability policy.
<br /> policy Issued to the named insured by us, b. Excess Insurance
<br /> or any company affiliated with us, apply to
<br /> the same claim, "suit", occurrence, This insurance is excess over:
<br /> offense, accident, "wrongful act" or loss, (1) Any of the other insurance,
<br /> the maximum Limit of Insurance under all whether primary, excess,
<br /> such Coverage Parts, forms, contingent or on any other basis:
<br /> endorsements or policies combined shall not exceed the highest applicable Limit of (a) That That is Fire, Extended a
<br /> Insurance under any one Coverage Part, Coverage,
<br /> Risk or similar
<br /> Builder's Risk,
<br /> r
<br /> form, endorsement or policy. Instacoverage for"your work
<br /> This condition does not apply to any
<br /> Excess or Umbrella Policy issued by us (b) That is Property Insurance for
<br /> specifically to apply as excess insurance premises rented to you or
<br /> over this policy. temporarily occupied by you
<br /> G. Liberalization
<br /> with permission of the owner;
<br /> If we adopt any revision that would broaden (c) That is Insurance purchased
<br /> by you to cover your liability
<br /> the coverage under this policy without as a tenant for "property
<br /> additional premium within 45 days prior to or damage" to premises rented
<br /> during the policy period, the broadened to you or temporarily
<br /> coverage will immediately apply to this policy. occupied by you with
<br /> H. Other Insurance permission of the owner; or
<br /> 1. SECTION I -PROPERTY (d) If the loss arises out of the
<br /> If there is other insurance covering the maintenance or use of
<br /> same loss or damage, we will pay only for aircraft, autos or watercraft
<br /> the amount of covered loss or damage in to the extent not subject to
<br /> excess of the amount due from that other SECTION II - LIABILITY,
<br /> insurance, whether you can collect on it or Exclusion g. Aircraft, Auto or
<br /> not. But, we will not pay more than the Watercraft; and
<br /> applicable Limit of Insurance of SECTION 1 (2) Any other primary insurance
<br /> -PROPERTY. available to you covering liability
<br /> 2. SECTION II -LIABILITY for damages arising out of the
<br /> premises or operations, or the
<br /> If other valid and collectible insurance is products and completed
<br /> available to the insured for a loss we operations, for which you have
<br /> cover under SECTION If - LIABILITY, our been added as an additional
<br /> obligations are limited as follows: insured by attachment of an
<br /> a. Primary Insurance endorsement.
<br /> This insurance is primary except when When this insurance is excess, we
<br /> paragraph b. below applies. If this will have no duty under SECTION II -
<br /> insurance is primary, our obligations LIABILITY to defend the insured
<br /> are not affected unless any of the against any suit if any other
<br /> other insurance is also primary. Then, insurer has a duty to defend the
<br /> we will share with all that other insured against that "suit". If no other
<br /> insurance by the method described in insurer defends, we will undertake to
<br /> paragraph c. below. do so, but we will be entitled to the
<br /> 391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 79 of 81
<br />
|