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Employee Group Insurance Renewals <br />August 3, 2009 <br />Page 2 <br />Long-Term Disability <br />Group Coverage Current Insurance Percent Change <br /> Insurance Rate Renewal Rate <br />Management $0.78 per $1000 $0.57 per $1000 -26.9% <br />Employees $10.39 $8.78 -15.5% <br />130 day wait <br />Employees $15.93 $15.93 O.Oo <br />60 day wait <br />Dental Plans <br />The contracts with Delta Dental, Safeguard Dental and United Healthcare <br />Dental are up for renewal. Safeguard has agreed to renew our contract <br />for a period of two years with no rate increase. There is no rate <br />increase in Delta Dental employee only coverage. However, Delta Dental <br />family coverage will increase 6.5o and United Healthcare Dental employee <br />only and family coverage will each increase 50. Rates for Delta Dental <br />and United Healthcare are guaranteed for one year. <br />Type of Coverage Safeguard Dental <br />Current Rate Safeguard Dental <br />Rate 2010 Percent <br />Change <br />Employee $25.28 $25.28 0.0% <br />Employee Plus <br />Family $43.22 $43.22 O.Oo <br />Type of Coverage United Healthcare <br />Current Rate United Healthcare <br />Rate 2010 <br />Percent Change <br />Employee $26.48 $27.80 5.0% <br />Employee Plus <br /> <br />Family $52.96 <br />$55.61 <br />5.0% <br />25D-2 <br />