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Employee Group Insurance Renewals <br />August 3, 2009 <br />Page 3 <br />Type of Coverage Currentt Rate RaDe12010 Percent Change <br />Employee $48.39 $48.39 0.0% <br />Employee Plus <br /> <br />Family $111.90 $119.17 6.50 <br />CalPERS Health Program <br />The CalPERS basic HMO health plans will increase by 3.4% and the basic <br />PPO health plans will increase by 3.3%. There are no changes being made <br />to benefits or co-payments. Basic premiums for Kaiser will increase by <br />7.Oo. These rates fall well below national projections of an anticipated <br />9o increase for 2010 medical costs. <br />Plan Employee <br />Only Employee & one <br />Dependent Employee & two or <br />more Dependents <br />Blue Shield Access+ HMO $485.29 $970.58 $1261.75 <br />Blue Shield NetValue $420.59 $841.18 $1093.53 <br />Kaiser $454.99 $909.98 <br />$1182.97 <br />PERSCare $806.89 $1613.78 $2097.91 <br />PERSChoice $472.83 $945.66 $1229.36 <br />PERSSelect $441.41 $882.82 $1147.67 <br />PORAC(safety members) $484.00 $906.00 $1151.00 <br />Employee Assistance Program - REACH Employee/Associate Assistance <br />The City is entering into the second year of a three-year rate guarantee <br />with REACH Employee Assistance Program. This plan assists employees and <br />their eligible dependents in handling problems that may be interfering <br />with their performance on the job. Consultation for problems such as <br />alcohol and drug abuse, marital and family problems are available. <br />Retirees are not included in the annual cost estimates. In addition, the <br />Police Officers Association is not included in the medical, dental or LTD <br />projections and the Firemen's Benevolent Association is not included in <br />the LTD projections, since they maintain their own insurance programs. <br />25D-3 <br />