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This endorsement issued to Barbara Echan forms part of Policy Number: 0510 - 001224038 and is effective, <br />12:01a.m., 05/01/2009. <br />WAR AND CIVIL WAR EXCLUSION <br />In consideration of the premium charged, it is further hereby understood and agreed that the following exclusion is added to <br />this policy. This policy does not apply to any Claim: <br />• based upon, arising out of, directly or indirectly, or in any way involving, war, invasion, acts of foreign enemies, <br />hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power or <br />confiscation or nationalization or requisition or destruction of or damage to property by or under the order of any <br />government or public or local authority. <br />All other terms, conditions and limitations of the Policy remain unchanged <br />70 IL WIMINE <br />