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This endorsement issued to Barbara Echan forms part of Policy Number: 0510 -001224038 and is effective, <br />12: 01 a. m., 05/01/2009. <br />WAR AND TERRORISM EXCLUSION ENDORSEMENT <br />In consideration of the premium charged, it is hereby understood and agreed that Section III. EXCLUSIONS is hereby <br />amended to include the following exclusion: <br />This Policy does not apply to any Claim: <br />• based upon, arising out of, directly or indirectly, or in any way involving: <br />1. war, invasion, acts of foreign enemies, hostilities or warlike operations (whether war be declared or not), civil <br />war, rebellion, revolution, insurrection, civil commotion assuming the proportions of or amounting to an <br />uprising, military or usurped power; or <br />2. any act of terrorism, or <br />3. any action taken in controlling, preventing, suppressing or in any way relating to 1 and/or 2 above. <br />For the purpose of this endorsement, an act of terrorism means an act including, but not limited to, the use of force or <br />violence and/or the threat thereof, of any person or group(s) of persons, whether acting alone or on behalf of or in connection <br />with any organization(s) or government(s), committed for political, religious, ideological or similar purposes including the <br />intention to influence any government and/or to put the public or any section of the public in fear. <br />If the Insurers allege that by reason of this exclusion, any Claim is not covered by this Policy, the burden of proving the <br />contrary shall be upon the Insured. <br />If any provision of this endorsement is found by any court or administrative body of competent jurisdiction to be invalid or <br />unenforceable, such invalidity or unenforceability will not affect the other provisions of this endorsement, which will remain in <br />full force and effect. <br />All other terms, conditions and limitations of the Policy remain unchanged. <br />