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Carrdi#ians <br />Duties In The EventOf F. ICnotvledge of an occurrence or offense by an agent or employee of the insured will not <br />~CCUf7'enCe, Offense, constitute lcnowledge by the insured, unless an officer (whether or not an employee) of any <br />Claim Or Svit insarcd or an offrcei•'sdesigneeknnws about such occurrence or offense. <br />{continued) <br />G. Failure of a!t agent ar employee afthe insured, other than an ot'liccr (whether or not an <br />etnpioyee) ofany insured Oran officer'sdesignee, to notify us of an occurrence or offense <br />that such person knows about will not affect the insurance afforded to you. <br />H. If a clairn or toss does not reasonably appear to involve this insurance, but it later develops <br />into a claim or loss to which this insurance applies, the failure to report it to us will not <br />violate this condition, provided the Insured gives us immediate notice as soon as fire insured <br />is aware that this insurancemay apply to such claim or loss. <br />ego AetianAgalnsl`Us No person or organizationltas a right under this insurance to: <br />' join us as a party or otltenvise bring us into a suit seeking damages &nm an iusm•ed; ar <br />• sue us on this insurance unlessall of theterms and conditionsofthis insurancehave been <br />fully complied with, <br />A person or organization may sue us to recover on an agreed settlemetttor on a final judgment <br />against an insured obtained after an actual: <br />trial in a civil proceeding; or <br />• arbitrationorotlteralternativedisputereselutionproceeding; <br />but we wilt not be liable for damages that are not payable under the terms and conditiansof this <br />insurance or that are in excess ofthe applicable Limits 0f Insurance, <br />OtherlnSUranCe If athervalid and collectible insurance is avai]abie to the insured for loss we would othenvise <br />cover under this insurance, our obligations are limited as follows. <br />Primary tnsu>~vnce <br />This insurance is primary except when the Iaxcess Insurance provision described below applies. <br />If this insurance is primary, our obligations are net affected unless arty of the other insurance is also <br />primary. Then, we will share with all that other insurance by the ntetltod described ]n the Method of <br />Sharing provision described below, <br />Excess Jnsttrance <br />Tltis insurance is excess over any other insurance, whetftar primary, excess, contingentor on any <br />outer basis: <br />A. that is Fire, Extended Coverage, Builder'sltisk, InstallationRisk orsimilar insurance for <br />your worts; <br />B, that is insurance that applies to property damage to premises rented to you ar temporarily <br />occupied by you with perrrtissionoftheowner; <br />C. if the loss arises out of aircraft, autos or watercraft (to the e.Ytent not subject to the Aircraft, <br />Autos Or tiVatercraft exatusion); <br />Uabl!ltylnsurance Reference Cop1y <br />Form 80-02-200q'Rev. 4-Ot) Contract <br />Page 22 of 32 <br />