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General Liability <br />Conditions <br />~fherlnsurance n, that is insurance: <br />(COntlnUBrl~ <br />1. provided to you by any person or organization working under contract or agreement <br />far you; or <br />2. under evhicit you are included as an insured; or <br />E. that is insurance under any Property section of this policy. <br />W#ten this insurance is excess, we will have no duty to defend the insured against any suit if any <br />other insurerhas a duty to defend suc#t insured againstsuch suit Ifno other insurerdefends,-ve <br />will undertake to do so, but we tvi ll be entitled to the insured'srights against al# those outer <br />insurers. <br />W#ten this insurance is excess over outer insurance, we wilt pay only our share of the amount of <br />toss, if any, that exceeds the sum ofthe totah <br />• amounttltat afl outer insurance would pay far loss in the absence of this insurance; and <br />• ofall deductible and self-insuredamounts under all outer insurance. <br />We Zvi#I share the remaining loss, if any, with any other insurance that is not described in this <br />Excess Insurance provision and was not negotiated specificallyto apply itt excess of the Limits Qf <br />insuranceshown in the Declarations afthis insurance. <br />Method of Sharing <br />If all ofthe other insurance permits contribution by equal shares,~ve will follow tills method also. <br />Under this method each insurercontribtttesegtta! amounts until it has paid its applicable limits of <br />insuranceornone ofthe Loss remains,tivhichevercomes frst. <br />If any of the other insurance does not permit contribution by equal shares, we will contribute by <br />limits. Underthis method, each insurer'sshare is based on-the ratio of its applicable limits of <br />#nsuranceto the total applicable limits of insurance ofalt insurers. <br />remiumAudif ..... . <br />We will compute all premiums for this insurance in accordance with our rules and rates. <br />]n accordance widt the EstimatedPremiumssection ofthe Premium Summary, pretniumssEtown <br />with an asterisk (*) are estimated premiumsand are subject to audit. <br />Jn addition to ar in lieu of such designation #n the Prem Eum Summary, premiumstttay be designated <br />as estimated premiums elsewhere in this policy. In that case, these premiums will also be subject to <br />audit, and the second paragraph of the EsttmatedPrem#urtts section ofthe Premium Summary lull! <br />apply, <br />•._ .._. <br />eparaf~onOf insureds Except with respectto the Limits Of Insurance, and any rights or duties specifically assigned in this <br />insuranceto the first named insured, tit#s Ettsurnnceapplies: <br />as if each named insu red were the only named insured; attd <br />separately to each insured againstwitom claim is made or suit is brought <br />t.iahttityrnsurance Reference Copy <br />Form 80-02-200LIRev. 4-01) Contract <br />Page 23 0/32 <br />