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Rental Reimbursement Coverage Form CA 99 23. AUDIO, VISUAL AND DATA ELECTRONIC EQUIPMENT COVERAGE A. Coverage 1. We will pay with respect to a covered `auto'• for `loss" to any electronic equipment that receives or transmits audio, visual or data signals and that is not designed solely for the reproduction of sound. This coverage applies only if the equipment is permanently installed in the covered `auto" at the time of the `loss" or the equipment is removable from a housing unit which is permanently installed in the covered `auto" at the time of the `loss ", and such equipment is designed [o be solely operated by use of the power from the `auto's" electrical system, in or upon the covered `auto ". 2. We will pay with respect to a covered `auto" for `loss" to any accessories used with the electronic equipment described in paragraph A.1. above. However, this does not include tapes, records or discs. 3. If Audio, Visual and Data Electronic Equip- ment Coverage form CA 99 60 or CA 99 94 is attached to this policy, then the Audio, Vi- sual and Data Electronic Equipment Cover- age described above does not apply. B. Exclusions The exclusions that apply to PHYSICAL DAM- AGE COVERAGE, except for the exclusion relat- ing to Audio, Visual and Data Electronic Equipment, also apply to this coverage. In addi- tion, the following exclusions apply: We will not pay for either any electronic equip- ment or accessories used with such electronic equipment that is: 1. Necessary for the normal operation of the covered `auto" for the monitoring of the covered `auto's" operating system; or 2. Both: a. an integral part of the same unit housing any sound reproducing equipment de- signed solely for the reproduction of sound if the sound reproducing equipment is permanently installed in the covered `auto "; and b. permanently installed in the opening of the dash or console normally used by the manufacturer for the installation of a radio. C. Limit of Insurance With respect to this coverage, the LIMIT OF IN- SURANCE provision of PHYSICAL DAMAGE COVERAGE is replaced by the following: 1. The most we will pay for `loss" to audio, vi- sual or data electronic equipment and any accessories used with this equipment as a result of any one `accident" is the lesser of: a. The actual cash value of the damaged or stolen property as of the time of the `loss "; or b. The cost of repairing or replacing the damaged or stolen property with other property of like kind and quality. c. $1 ,000. 2. An adjustment for depreciation and physical condition will be made in determining actual cash value at the time of the `loss ". 3. If a repair or replacement results in better than like kind or quality, we will not pay for the amount of the betterment. D. Deductible If `loss" to the audio, visual or data elec- tronic equipment or accessories used with this equipment is the result of a `loss" to the covered `auto" under the Business Auto Coverage Form's Comprehensive or Colli- sion Coverage, then for each covered `auto" our obligation to pay for, repair, return or re- place damaged or stolen property will be re- duced by the applicable deductible shown in the Declarations. Any Comprehensive Cov- erage deductible shown in the Declarations does not apply to `loss" to audio, visual or data electronic equipment caused by fire or lightning. If `loss" to tl-re audio, visual or data elec- tronic equipment or accessories used with this equipment is the result of a `loss" to the covered `auto" under the Business Auto Coverage Form's Specified Causes of Loss Coverage, then for each covered °auto" our obligation to pay for, repair, return or replace damaged or stolen property will be reduced by a $100 deductible. If `loss" occurs solely to the audio, visual or data electronic equipment or accessories used with this equipment, then for each cov- ered `auto" our obligation to pay for, repair, CA 71 10 03 07 Page 5 of 6 EP CEAT NO. 5290046 CLIENS CODE: Ginnie Ginni¢ Claika 6/29/2009 2:03:54 PM Page 6 of 10