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return or replace damaged or stolen property SECTION V — DEFINITIONS is amended by adding <br />will be reduced by a $100 deductible. the following: <br />4. In the event that there is more than one ap- Q. "Personal effects" means your tangible <br />plicable deductible, only the highest deduct- property that is worn or carried by you, ex- <br />ible will apply. In no event will more than one cept for tools, jewelry, money, or securities. <br />deductible apply. <br />R. "New vehicle" means any "auto" of which <br />you are the original owner and the "auto" <br />has not been previously titled and is less <br />than 365 days past the purchase date. <br />Page 6 0l 6 <br />CERT NO.: 529]046 CLIENT CODE: Ginnie Ginnie Claika 6/29/2009 2:03:59 PM Page 9 of 30 <br />