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76 <br />most common housing problem is housing cost burden greater than 30 percent of income <br />which impacts 40 percent of households earning at most 80 percent AMI. Those affected <br />include 12,825 renter and 8,150 owner households. <br />Figure 2 – Most Prevalent Housing Problems <br /> Data Source: 2016-2020 CHAS <br /> <br />Are any populations/household types more affected than others by these <br />problems? <br />Renter households are most impacted by housing problems. Among these, small related <br />households with low- and moderate- incomes are most impacted by housing cost burden <br />and single family renter households are particularly affected by crowding as detailed in <br />Table 10, Table 11, and Table 12. These households account for 21 percent of those <br />earning at or below 80 percent of the AMI and are the most impacted by crowded living <br />conditions. <br />Approximately 31 percent of households earning up to 80 percent AMI (16,470 households), <br />carry a housing cost burden of 30 to 50 percent of income. More than twice as many renter <br />households in this income range are impacted by this degree of housing cost burden as <br />homeowner households. Across renter and owner households the most impacted types of <br />households are small related, followed by large related, elderly, and “other.” <br />About 41 percent of households (31,173 households), earning at or below 80 percent AMI <br />carry a severe cost burden of over 50 percent of their income. More than twice as many <br />renters are living in these circumstances as owner-occupied households. Within impacted <br />renter households the most impacted types of households are small related, followed by <br />large related, “other”, and elderly. Within impacted owner households the most impacted <br />types of households are small related, followed by elderly, large related, and “other.” <br />EXHIBIT 1