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WC 00 00 00 C WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY (Ed. 1-15) insurance or self-insurance. Subject to any limits of workers compensation law that apply to: liability that may apply, all shares will be equal until a. benefits payable by this insurance; the loss is paid. If any insurance or self-insurance b. special taxes, payments into security or oth- is exhausted, the shares of all remaining insurance er special funds, and assessments payable will be equal until the loss is paid. by us under that law. 6. Terms of this insurance that conflict with the F. Payments You Must Make workers compensation law are changed by this You are responsible for any payments in excess of statement to conform to that law. the benefits regularly provided by the workers Nothing in these paragraphs relieves you of your du- compensation law including those required ties under this policy. because: 1. of your serious and willful misconduct; 2. you knowingly employ an employee in violation PART TWO of law; EMPLOYERS LIABILITY INSURANCE 3. you fail to comply with a health or safety law or regulation; or A. How This Insurance Applies 4. you discharge, coerce or otherwise discriminate This employers liability insurance applies to bodily against any employee in violation of the workers injury by accident or bodily injury by disease. Bodily compensation law. injury includes resulting death. If we make any payments in excess of the benefits 1. The bodily injury must arise out of and in the regularly provided by the workers compensation course of the injured employee's employment by law on your behalf, you will reimburse us promptly. you. 2. The employment must be necessary or inci- G. Recovery From Others dental to your work in a state or territory listed in Item 3.A. of the Information Page. We have your rights, and the rights of persons enti- 3. Bodily injury by accident must occur during the tled to the benefits of this insurance, to recover our policy period. payments from anyone liable for the injury.You will do everything necessary to protect those rights for 4. Bodily injury by disease must be caused or ag- us and to help us enforce them. gravated by the conditions of your employment. The employee's last day of last exposure to the conditions causing or aggravating such bodily in- H. Statutory Provisions jury by disease must occur during the policy These statements apply where they are required by period. law. 5. If you are sued, the original suit and any related 1. As between an injured worker and us, we have legal actions for damages for bodily injury by ac- notice of the injury when you have notice. cident or by disease must be brought in the 2. Your default or the bankruptcy or insolvency of United States of America, its territories or pos- you or your estate will not relieve us of our du- sessions, or Canada. ties under this insurance after an injury occurs. 3. We are directly and primarily liable to any per- B. We Will Pay son entitled to the benefits payable by this in- We will pay all sums that you legally must pay as surance. Those persons may enforce our duties; damages because of bodily injury to your employ- so may an agency authorized by law. Enforce- ees, provided the bodily injury is covered by this ment may be against us or against you and us. Employers Liability Insurance. 4. Jurisdiction over you is jurisdiction over us for The damages we will pay, where recovery is permit- purposes of the workers compensation law. We ted by law, include damages: are bound by decisions against you under that 1. For which you are liable to a third party by rea- law, subject to the provisions of this policy that son of a claim or suit against you by that third are not in conflict with that law. party to recover the damages claimed against 5. This insurance conforms to the parts of the Page 2 of 6 ©Copyright 2013 National Council on Compensation Insurance,Inc.All Rights Reserved.