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WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 00 00 00 C (Ed. 1-15) such third party as a result of injury to your 9. Bodily injury to any person in work subject to the employee; Federal Employers' Liability Act(45 U.S.C. Sec- t. For care and loss of services;and tions 51 et seq.), any other federal laws obligat- ing an employer to pay damages to an employee 3. For consequential bodily injury to a spouse,child, due to bodily injury arising out of or in the course parent, brother or sister of the injured employee; of employment, or any amendments to those provided that these damages are the direct conse- laws; quence of bodily injury that arises out of and in the course of the injured employee's employment by 10.Bodily injury to a master or member of the crew you; and of any vessel, and does not cover punitive dam- ages related to your duty or obligation to provide 4. Because of bodily injury to your employee that arises transportation, wages, maintenance, and cure out of and in the course of employment,claimed under any applicable maritime law; against you in a capacity other than as employer. 11.Fines or penalties imposed for violation of federal C. Exclusions or state law; and 12.Damages payable under the Migrant and Sea- sonal Agricultural Worker Protection Act(29 1. Liability assumed under a contract. This exclu- U.S.C. Sections 1801 et seq.) and under any sion does not apply to a warranty that your work other federal law awarding damages for violation will be done in a workmanlike manner; of those laws or regulations issued thereunder, 2. Punitive or exemplary damages because of bodi- and any amendments to those laws. ly injury to an employee employed in violation of law; D. We Will Defend 3. Bodily injury to an employee while employed in We have the right and duty to defend, at our ex- violation of law with your actual knowledge or the pense, any claim, proceeding or suit against you for actual knowledge of any of your executive damages payable by this insurance. We have the officers; right to investigate and settle these claims, proceed- 4. Any obligation imposed by a workers compensa- ings and suits. tion, occupational disease, unemployment com- We have no duty to defend a claim, proceeding or pensation, or disability benefits law, or any simi- suit that is not covered by this insurance. We have lar law; no duty to defend or continue defending after we 5. Bodily injury intentionally caused or aggravated have paid our applicable limit of liability under this by you; insurance. 6. Bodily injury occurring outside the United States of America, its territories or possessions, and E. We Will Also Pay Canada. This exclusion does not apply to bodily injury to a citizen or resident of the United States We will also pay these costs, in addition to other of America or Canada who is temporarily outside amounts payable under this insurance, as part of these countries; any claim, proceeding, or suit we defend: 7. Damages arising out of coercion, criticism, de- 1. Reasonable expenses incurred at our request, motion, evaluation, reassignment, discipline, but not loss of earnings; defamation, harassment, humiliation, discrimina- 2. Premiums for bonds to release attachments and tion against or termination of any employee, or for appeal bonds in bond amounts up to the limit any personnel practices, policies, acts or of our liability under this insurance; omissions; 3. Litigation costs taxed against you; 8. Bodily injury to any person in work subject to the 4. Interest on a judgment as required by law until Longshore and Harbor Workers' Compensation we offer the amount due under this insurance; Act(33 U.S.C. Sections 901 et seq.), the Nonap- and propriated Fund Instrumentalities Act (5 U.S.C. 5. Expenses we incur. Sections 8171 et seq.), the Outer Continental Shelf Lands Act(43 U.S.C. Sections 1331 et seq.), the Defense Base Act (42 U.S.C. Sections 1651-1654), the Federal Mine Safety and Health Act(30 U.S.C. Sections 801 et seq. and 901- 944), any other federal workers or workmen's compensation law or other federal occupational disease law, or any amendments to these laws; Page 3 of 6 ©Copyright 2013 National Council on Compensation Insurance,Inc.All Rights Reserved.