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WC 00 00 00 C WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY (Ed. 1-15) F. Other Insurance We will not pay more than our share of damages 2. The amount you owe has been determined with and costs covered by this insurance and other in- our consent or by actual trial and final judgment. surance or self-insurance. Subject to any limits of li- This insurance does not give anyone the right to add ability that apply, all shares will be equal until the us as a defendant in an action against you to deter- loss is paid. If any insurance or self-insurance is ex- mine your liability. The bankruptcy or insolvency of hausted, the shares of all remaining insurance and you or your estate will not relieve us of our obliga- self-insurance will be equal until the loss is paid. tions under this Part. G. Limits of Liability PART THREE Our liability to pay for damages is limited. Our limits OTHER STATES INSURANCE of liability are shown in Item 3.B. of the Information Page. They apply as explained below. A. How This Insurance Applies 1. Bodily Injury by Accident. The limit shown for 1. This other states insurance applies only if one or "bodily injury by accident—each accident" is the more states are shown in Item 3.C. of the Infor- most we will pay for all damages covered by this mation Page. insurance because of bodily injury to one or 2. If you begin work in any one of those states after more employees in any one accident. the effective date of this policy and are not in- A disease is not bodily injury by accident unless sured or are not self-insured for such work, all it results directly from bodily injury by accident. provisions of the policy will apply as though that 2. Bodily Injury by Disease. The limit shown for state were listed in Item 3.A. of the Information "bodily injury by disease—policy limit" is the Page. most we will pay for all damages covered by this 3. We will reimburse you for the benefits required insurance and arising out of bodily injury by dis- by the workers compensation law of that state if ease, regardless of the number of employees we are not permitted to pay the benefits directly who sustain bodily injury by disease. The limit to persons entitled to them. shown for"bodily injury by disease—each em- 4. If you have work on the effective date of this pol- ployee" is the most we will pay for all damages icy in any state not listed in Item 3.A. of the In- because of bodily injury by disease to any one formation Page, coverage will not be afforded for employee. that state unless we are notified within thirty Bodily injury by disease does not include dis- days. ease that results directly from a bodily injury by accident. B. Notice 3. We will not pay any claims for damages after we Tell us at once if you begin work in any state listed in have paid the applicable limit of our liability un- Item 3.C. of the Information Page. der this insurance. PART FOUR H. Recovery From Others YOUR DUTIES IF INJURY OCCURS We have your rights to recover our payment from anyone liable for an injury covered by this insurance. Tell us at once if injury occurs that may be covered You will do everything necessary to protect those by this policy. Your other duties are listed here. rights for us and to help us enforce them. 1. Provide for immediate medical and other ser- vices required by the workers compensation law. I. Actions Against Us 2. Give us or our agent the names and addresses There will be no right of action against us under this of the injured persons and of witnesses, and insurance unless: other information we may need. 1. You have complied with all the terms of this poli- 3. Promptly give us all notices, demands and legal cy; and Page 4 of 6 ©Copyright 2013 National Council on Compensation Insurance,Inc.All Rights Reserved.