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INSURANCE REQUIREMENTS
<br /> Prior to undertaking performance of work under this Agreement, Consultant shall maintain and shall
<br /> require any subcontractors to obtain and maintain insurance as described below for the entire Term of this
<br /> Agreement against claims for injuries to persons or damage to property which may arise from or in
<br /> connection with services, products and materials supplied to City. Total cost of such insurance shall be
<br /> borne by Consultant.
<br /> MINIMUM SCOPE AND LIMIT OF INSURANCE
<br /> 1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01covering CGL on
<br /> an "occurrence" basis, including products and completed operations, property damage, bodily injury
<br /> and personal & advertising injury with limits no less than $1,000,000 per occurrence and $2,000,000
<br /> aggregate. Required policy limits can be met with primary and umbrella/excess insurance policies.
<br /> 2. Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering Code l (any auto),
<br /> with limits no less than $1,000,000 combined single limits. In the event Consultant does not maintain
<br /> commercial automobile liability insurance, City will accept evidence of personal automobile
<br /> insurance, provided that such policy is endorsed for business use and provides coverage with a
<br /> minimum limit of$1,000,000. Required policy limits can be met with primary and umbrella/excess
<br /> insurance policies.
<br /> 3. Workers' Compensation (WC): as required by the State of California, with Statutory Limits, and
<br /> Employer's Liability Insurance with limit of no less than$1,000,000 per accident,policy or employee,
<br /> for bodily injury or disease. Coverage is not required if Consultant has no employees and signs request
<br /> to waive such insurance.
<br /> 4. Professional Liability (PL): with limits no less than $1,000,000 per occurrence or claim, and
<br /> $2,000,000 aggregate.
<br /> If Consultant maintains broader coverage and/or higher limits than the minimum requirements for each
<br /> line of coverage shown above, City requires and shall be entitled to the broader coverage and/or the higher
<br /> limits maintained by Consultant. Any available insurance proceeds in excess of the specified minimum
<br /> limits of insurance and coverage shall be available to City.
<br /> Other Insurance Provisions
<br /> The above required insurance policies are to contain or be endorsed to contain the following provisions:
<br /> • City, its City Council, its officers, officials, employees, agents, and volunteers are to be covered as
<br /> additional insureds, under Consultant's CGL and AL policies, with respect to any liability arising out
<br /> of work or operations performed by or on behalf of the Consultant including materials, parts,
<br /> equipment, and personnel furnished in connection with such work or operations.
<br /> • Consultant's Insurance company(ies) agrees to waive all rights of subrogation against City, its City
<br /> Council, its officers, officials, employees, agents, and volunteers for losses paid under the terms of
<br /> Consultant's CGL, AL, and WC policies which arise from work performed by Consultant under this
<br /> Agreement.
<br /> • For any claims related to this contract, Consultant's insurance coverage shall be primary and any
<br /> insurance maintained by City, its City Council, its officers, officials, employees, agents, or volunteers
<br /> shall not contribute with it.
<br /> • A severability of interest provision must apply for all the additional insureds, ensuring that
<br /> City Council 12 — 20 3/3/2026
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