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Consultant's insurance shall apply separately to each insured against whom a claim is made or suit is <br /> brought, except with respect to the insurer's limits of liability. <br /> • Insurance policies required herein shall provide that coverage shall not be canceled, suspended, <br /> voided, reduced in coverage or in limits, non-renewed by the carrier, or materially changed except <br /> after thirty (30) days prior written notice has been given to City. Ten (10) days prior written notice <br /> shall be provided to City for policy cancellation or non-renewal due to non-payment of premium. <br /> • Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa Ana, Attention: <br /> (Treasury& Customer Services Division), 20 Civic Center Plaza, Santa Ana, CA 92701, M-15, Santa <br /> Ana, CA 92701. The name and location of project must be included in the Description of Operations <br /> section of each certificate. <br /> Self-Insured Retentions <br /> Self-insured retentions must be declared to and approved by the City. The City may require the Consultant <br /> to purchase coverage with a lower retention or provide proof of ability to pay losses and related <br /> investigations, claim administration, and defense expenses within the retention. <br /> Acceptability of Insurers <br /> Insurance is to be placed with insurers authorized to conduct business in the State of California with a <br /> current A.M. Best rating of no less than AXII, unless otherwise acceptable to City. <br /> Verification of Coverage <br /> Consultant shall furnish City with original Certificates of Insurance including all required amendatory <br /> endorsements (or copies of the applicable policy language effecting coverage required by this clause) and <br /> a copy of the Declarations and Endorsement Page of the CGL policy listing all policy endorsements before <br /> work begins. However, failure to obtain the required documents prior to the work beginning shall not <br /> waive Consultant's obligation to provide them. <br /> City reserves the right to require complete, certified copies of all required insurance policies, including <br /> endorsements required by these specifications, at any time. <br /> Special Risks or Circumstances <br /> City reserves the right to modify these requirements,including limits,based on the nature of the risk,prior <br /> experience, insurer, coverage, or other special circumstances. <br /> City Council 12 — 21 3/3/2026 <br />