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Contractor shall procure and maintain for the duration of the agreement, the following insurance <br />coverages: <br />MINIMUM SCOPE AND LIMIT OF INSURANCE <br />Contractor shall maintain limits of insurance coverage in the following minimum amounts and shall <br />be at least as broad as: <br />* Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 covering <br />CGL on an "occurrence" basis, including products and completed operations, property <br />damage, bodily injury and personal & advertising injury with limits no less than $1,000,000 <br />per occurrence and $2,000,000 aggregate. <br />* Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering Code 1 <br />(any auto), with combined single limits of $1,000,000. In the event Contractor does not <br />maintain commercial automobile liability insurance, City will accept evidence of personal <br />automobile insurance, provided that such policy is endorsed for business use and provides <br />coverage with a minimum limit of $1,000,000. Required policy limits can be met with <br />primary and umbrella/excess insurance policies. <br />@ Workers' Compensation (WC): as required by the State of California, with statutory <br />limits, and Employer's Liability Insurance with limit of no less than $1,000,000 per <br />accident, per employee, per policy for bodily injury or disease. This requirement can be <br />waived if Contractor has no employees. <br />* Professional Liability (PL): with limits no less than $1,000,000 per occurrence or claim, <br />and $2,000,000 aggregate. <br />If Contractor maintains broader coverage and/or higher limits than the minimums shown <br />above, City requires and shall be entitled to the broader coverage and/or the higher limits <br />maintained by Contractor. Any available insurance proceeds in excess of the specified <br />minimum limits of insurance and coverage shall be available to City. <br />Other Insurance Provisions <br />The insurance policies are to contain, or be endorsed to contain, the following provisions: <br />1.CGL and AL policies:City of Santa Ana, its City Council, <br />em and volunteers are to be covered <br />respect to liability arising out of work or operations performed <br />its officers, officials, <br />as additional insureds with <br />by or on behalf of the <br />CO <br />2. CG AL and WC <br />wo or <br />a : Insurance com n ies to waive all a hts of <br />su a a a cil, its officers, officials, em <br />and volunteers for losses paid under the terms of any policy which arise from work <br />performed by Contractor for City. <br />requi insurance cies: orany isco s <br />insurance coverage shall be primary and any insurance maintained by City, its City <br />Council, its officers, officials, employees, agents, or volunteers shall not contribute <br />with it. <br />4. All required insurance policies: A severability of interest provision must apply for all <br />the additional insureds, ensuring that Contractor's insurance shall apply separately to <br />each insured against whom a claim is made or suit is brought, except with respect to <br />the insurer's limits of liability.