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5. Each insurance policy required herein shall provide that coverage shall not be <br />canceled, suspended, voided, reduced in coverage or in limits, non-renewed by the <br />carrier, or materially changed except after thirty (30) days prior written notice has <br />been given to City. Ten (10) days prior written notice shall be provided to City for <br />policy cancellation or non-renewal due to non-payment. <br />6. Certificate Holder on each Evidence of Insurance certificate shall be: Santa Ana <br />Police Department, Attention: Nicholas Lopez, Police Sergeant, 60 Civic Center <br />Plaza, M-18, Santa Ana, CA 92701. The name and location of the project or event <br />should be included in the Description of Operations section of each certificate. <br />Self-Insured Retentions <br />Self-insured retentions must be declared to and approved by the City. City may require <br />Contractor to purchase coverage with a lower retention or provide proof of ability to pay <br />losses and related investigations, claim administration, and defense expenses within the <br />retention. <br />Acceptability of Insurers <br />Insurance is to be placed with insurers authorized to conduct business in the state of <br />California with a current A.M. Best rating of no less than A:VII, unless otherwise acceptable <br />to City. <br />Verification of Coverage <br />Contractor shall furnish City with original Certificates of Insurance including all required <br />amendatory endorsements (or copies of the applicable policy language effecting coverage <br />required by this clause) and a copy of the Declarations and Endorsement Page of the CGL <br />policy listing all policy endorsements to Entity before work begins. However, failure to obtain <br />the required documents prior to the work beginning shall not waive the Contractor's <br />obligation to provide them. City reserves the right to require complete, certified copies of all <br />required insurance policies, including endorsements required by these specifications, at any <br />time. <br />Claims Made Policies <br />If any of the required policies provide coverage on a claims-made basis: <br />1. The retroactive date must be shown and must be before the date of the contract or the <br />beginning of work. <br />2. Insurance must be maintained and evidence of insurance must be vided for at least <br />three (3) years after completion of work. <br />icy a <br />rchase "extended <br />work. <br />Subcontractors <br />require maintaininsurance <br />meeting all the requirements stated herein, and Contractor shall ensure that City <br />is an additional insured on insurance required from sub-contractors. <br />Special Risks or Circumstances <br />City reserves the right to modify these requirements, including limits, based on the nature of <br />the risk, prior experience, insurer, coverage, or other special circumstances.