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HUB INTERNATIONAL NORTHEAST <br />700 SUNNYSIDE BOULEVARD <br />WOODBURY, NY 17797 <br />INSURED <br />FOCUS FINANCIAL PARTNERS LLC <br />909 THIRD AVENUE, 12TH FLOOR <br />NEW YORK, NY 70022 <br />DATE (MWDD/YY) <br />CERTIFICATE OF LIABILITY INSURANCE 2/3!2070 <br />THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION <br />ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE <br />HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR <br />ALTER THE COVERAGE AFFORDED BYTHE Pn1JCIFit eet nW <br />INSURERS AFFORDING COVERAGE <br />INSURER B: <br />I HE R)LIGIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INS VRED NAMED ABOVE FOR 7HE POLICY PERIOD INDICATED. NOT WRHSTANDI!• <br />ANY REQUIREMENT, TERM OR CONDITION OF ANY_CONTRACT.OR.OTHER DOCUMENT. W, RN.RES.P..ECT.TO.WHICH ?HIS CERTIFICATE MAYBE ISS.UEO OR_. <br />MAY PERTAIN. THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS. EXCLUSIONS AND CONDiT10NS OF SUCH <br />POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. <br />INSR POLICY EFFECTIVE POLICY EXPIRATION <br />LTR. TYPE OF INSV RANCE POLICY NUMBER GATE MM1DD/YY DATE NM)DD/YY LIMITS <br />GENERAL LIABILITY <br />EACH OCCVRRENCE <br />COMMERCIAL GENERAL LIABILITY FIRE DAMAGE ANY ONE FIRE <br />c LA1M3 MnDE OCCUR MED EXP ANYONE PERSON <br />PERSONAL $ ADV INJ V RY <br />GENERAL AGGREGATE <br />GEN'L AGGREGATE uMTT APPLIES PER: PRODUCTS - COMP/OP AGG <br />POLICY LOC <br />AUTOMOBILE LIABILITY COMBIN <br />ED SINGLE LIMIT <br />ANY AUTO <br />ALL OWNED AUTOS <br />BODILY INJURY <br />(Par parson) <br />SCHEDULE AUTOS <br />HIRED AUTOS <br />BODILY INJURY <br />(P- eccldaru) <br />NON -OW NEO AUTOS <br />PROPERTY DAMAGE <br />(Pr artlJanl) <br />GARAGE LIABILITY <br />AU70 ONLY -FA ACCIDENT <br />ANY AUTO <br />OTHER THAN AUTO ONLY: <br />A j <br />FORM <br />EACH ACCIDENT <br />EXCESS LIABILITY UMBRELLA <br />EACH OCCURRENCE <br />OCCUR OCLAIMSMADE <br />AGGREGATE <br />DEDUCTIBLE <br />RETENTION S <br />'auI3 ELI S E <br />dy <br />n1- <br />WO RS COMPENSATION <br />Ns <br />' LSLa <br />WC STATUTORY LIMBS <br />OTHER <br />AND <br />E-L- EACH ACCIDENT <br />E.LL DISEASE - EA EMPLOYEE <br />EMPLOYERS' LIABILITY <br />E. DISEAS YLI <br />A <br />EXCESS ERRORSaoMlsswNS <br />62275673 <br />7/26/2070 <br />7/26/2077 <br />OCC_ /AGGREGATE $S,000,OOU <br />DESCRIPTION OF OPERATIONS MOCATIONSNEHICLEBIEXCLUSIONS ADDED BY ENDORSEMEWMFECIAL PROYISIDNS <br />Focus Operating LLC; Focus Operating Holding Cc; Geller Group LLC; Geller Advisory Group LLC; Focus Benefit Consulting Services LLC; <br />Geller Consulting Group LLC; Founders Financial Network LLC; Strategic Point Holdings LLC; Strategic Point Investment Advisors LLC; <br />Strategic Point Insurance Services LLC; Strategic Point Securities LLC; Capital Advisory Group LLC; HoyleCohen LLC; Resnick Investment Advisors LLC <br />Sentinel Benefits Group Inc; Sentinel Insurance Agency Inc; Sentinel Pension Advisors Inc (d/bfa Sentinel Advisors); Sentinel Securities Inc; <br />!Sentinel Financial Group LLC; Sentinel/Forsberg Insurance Agency; OCM LLC; BAM Risk Management LLC; BAM Advisor Services LLC; <br />Buckingham Asset Management LLC; Acorn Insurance Agency Inc; BFSG LLC; Dion Money Management. LLC; OW & Wade LLC <br />GW & Wade Asset Management LLC; Lara, Shull & May LLC; JFS Wealth Advisors LLC; Fidelity Independent Adviser Newsletter, LLC <br />Greystone Financial Services (Holdings) Limited; Grsystone Financial LTD; WESPAC Plan Services LLC; WESPAC Benefit & Insurance Services LLC; <br />WESPAC Advisors LLC; R W Harris Limited; Greystone Financial Services Ltd; Greystone Wealth Management Ltd; Greystone Employee Benefit Ltd <br />Joel Isaacson & Co., LLC: LLBH Private Wealth Management LLC; Bridgewater Wealth & Financial Management LLC; JFS Risk Management LLC <br />are included as Named Insureds under the policies listed above. <br />SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION <br />DATE THEREOF. THE ISSUING INSURER W ILL ENDEAVOR TO MAIL= DAYS WRITTEN <br />NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT. BUT FAILURE TO DO SO SHALL <br />IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER ITS AGENTS OR <br />REPRESENTATIVES <br />T` a. 1 <br />AUGF2GSRE6REB'N TATNE <br />/ <br />