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d. Any accessories used with the electronic <br />equipment described in paragraph c. <br />above. <br />Exclusions 4.e. and 4.d. do not apply to equipment <br />designed to be operated solely by use of the <br />power from the "auto's" electrical system that, at <br />the time of "loss", is: <br />a. Permanently installed in or upon the <br />covered "auto'; <br />b. Removable from a housing unit which is <br />permanently installed In or upon the <br />covered "auto", <br />c. An Integral part of the same unit housing <br />any electronic equipment described in <br />Paragraphs a. and b, above, or <br />d. Necessary for the normal operation of the <br />covered "auto" or the monitoring of the <br />covered "auto's" operating system. <br />$2,000 is the most we will pay for "Loss" in any one <br />"accident" to all electronic equipment that <br />reproduces, receives or transmits audio, visual or <br />date signals which, at the time of "loss", is: <br />a. Permanently Installed in or upon the <br />covered "auto" in a housing, opening or <br />other location that is not normally used by <br />the "auto" manufacturer for the installation <br />of such equipment; <br />b. Removable from a permanently installed <br />housing unit as described in Paragraph <br />2.a: above or is an integral part of that <br />equipment; or <br />c. An Integral part of such equipment. <br />10. GLASS REPAIR— WAIVER OF DEDUCTIBLE <br />Under Paragraph D. - DEDUCTIBLE — of <br />SECTION III — PHYSICAL DAMAGE COVERAGE <br />the following is added: <br />No deductible applies tq glass damage If the glass <br />is repaired rather than replaced. <br />11. TWO OR MORE DEDUCTIBLES <br />Paragraph D: DEDUCTIBLE — of SECTION III — <br />PHYSICAL DAMAGE COVERAGE is amended to <br />add the following: <br />If this Coverage Form and any other Coverage <br />Form or policy issued to you by us that is not an <br />automobile policy or Coverage Form applies to the <br />same "accident", the following applies: <br />1. If the deductible under this Business Auto <br />Coverage Form is the smaller (or smallest) <br />deductible, it will be waived; or <br />2. If the deductible under this Business Auto <br />Coverage Form is not the smaller (or smallest) <br />deductible, it will be reduced by the amount of <br />the smaller (or smallest) deductible. <br />12. AMENDED DUTIES IN THE EVENT OF <br />ACCIDENT, CLAIM, SUIT OR LOSS <br />Paragraph A.2.a. - DUTIES IN THE EVENT OF <br />AN ACCIDENT, CLAIM, SUIT OR LOSS of <br />SECTION IV BUSINESS AUTO CONDITIONS is <br />deleted and raplaoed with the following; <br />a. In the event of "accident% claim, "suit' or <br />"loss', you must promptly notify us when the <br />"accident" is known to: <br />(1) You or your authorized representative, 9 <br />you are an individual; <br />(2) A partner, or any authorized <br />representative, If you are a partnership; <br />(3) A member, if you are a limited liability <br />company; or <br />(4) An executive officer, Insurance manager, <br />or authorized representative, if you are an <br />organization other than a partnership or <br />limited liability company. <br />Knowledge of an 'accident, claim, "suk" or <br />"loss" by other persons does not imply that the <br />persons listed above have such knowledge, <br />Notice to us should include: <br />(1) How, when and where the "accident" or <br />'loss" occurred; <br />(2) The Insured's name and address; and <br />(3) To the extent possible, the names and <br />addresses of any injured persons or <br />witnesses. <br />13. WAIVER OF SUBROGATION <br />Paragraph A,5. - TRANSFER OF RIGHTS 0 <br />RECOVERY AGAINST OTHERS TO US of <br />SECTION IV — BUSINESS AUTO CONDITIONS is <br />deleted and replaced with the following: <br />5. We will waive the fight of recovery we would <br />otherwise have against another person or <br />organization for "loss" to which this insurance <br />applies, provided the "Insured' has waived <br />their rights of recovery against such person or <br />organization under a contract or agreement <br />that is entered Into before such "loss". <br />To the extent that the "insured's" rights to <br />recover damages for all or part of any <br />payment made under this insurance has not <br />been waived, those rights are transferred to <br />us. That person or organization must do <br />everything necessary to secure our rights and <br />must do nothing after "accident" or"loss" to <br />impair them. At our request, the insured will <br />bring suit or transfer those rights to us and <br />help us enforce them. <br />14. UNINTENTIONAL FAILURE TO DISCLOSE <br />HAZARDS <br />Paragraph B.2. —CONCEALMENT, <br />MISREPRESENTATION or FRAUD of SECTION <br />IV— BUSINESS AUTO CONDITIONS - is deleted <br />and replaced with the following: <br />If you unintentionally fail to disclose any hazards <br />existing at the inception date of your policy, we will <br />Form: 16.02-0292 (Ed. 9-10) 'Page 3 of 4 <br />"Includes copyrighted material of Insurance Services Office, Inc, with Its permission" <br />'cva04 eosroom QM9J12m/01DW <br />