DIGITAL MAP PRODUCTS (2) -2012 - Laserfiche WebLink

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DIGITAL MAP PRODUCTS A-2012-078 REVIEWED BY If any of the other insurance does not permit contribution by equal shares, we will contribute by iinnits. Under this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers. 5. Premium Audit a. We will Compute all premium-, for this Coverage Part in accordance with our rules and rates, b. Premium shown in this Coverage Part as advance premiurn is a deposit prernium only. At the close of each audit period we will compute the earned prernium for that period and send notice to the first Named Insured, The due date for audit and retrospective premiums is the date shown as the due date on the bilL If the sum of the advance and audit premiums paid for the policy period is greater than the earned premium, we will return the excess to the first Named Insured. c. The first Named Insured must keep records of the information we need for premium computation, and send us copies at such times as we may request 6. Representations a. When You Accept This Policy By accepting this policy, you agree� (1) The statements in the Declaratlons are accurate and complete; (2) Tho-co rtatomonU; aro bailed upon representations you made to us; and (3) We have issued this policy in reliance upon your representations. b. Unintentional Failure To Disclose Hazards If Urlintentionaily you should fail to disclose all hazards relating to the conduct of your business that exist at the inception date of this Coverage Part, we shall not deny coverage under this Coverage Part becaLlSe Of such failure. 7. Separation Of Insureds Except with respect to the Limits of Insurance, and any rights or duties specifically assigned in this Coverage part to the first Named Insured, this insurance applies: a. As if each Named Insured were the only Narned Insured, and b. Separately to each insured against whom claim is made or "Suit" is brought, 8. Transfer Of Rights Of Recovery Against Others To Us a, Transfer of Rights Of Recovery If the insured has rights to recover all or part of any payment, including Supplementary Payments, we have rnade under this Coverage Par(, those rights are transferred to us. The ir)SUred Must do nothing after loss to impair thern, At Our request, the 4w—woll EUNICE HEREDIA (PG 16 OF 19) insured will bring "suit" or transfer those, rights to us and help us enforce them. b. Waiver Of Rights Of Recovery (Waiver Of Subrogation) If the insured has waived any rights of recovery against any person or organizatior for all or part of any payment, including Supplementary Payments, we have made under this Coverage Part, we also waive that right, provided the inSLred waived their rights of recovery against such person or organization in a contract, agreement or permit that was executed prior to the injury or damage, 9. When We Do Not Renew If we decide not to renew this Coverage Part, we will mail or deliver to the first Named Insured shown in the Declarations written notice of the nonrenewal not less than 30 days before the expiration date. If notice, is mailed, proof of mailing will he Sufficient proof of notice. SECTION 'V — DEFINITIONS 1, "Advertisement" means the widespread public dissemination of information or images that has the purpose of inducing the sale of goods, products air services through a. (1) Radio; (2) Television; (31) Billboard, (4) Magazine-, (5) Newspaper, or b. Any Other publication that is given widespread public distribution. However, "advertisement" does not include� a. The design, printed material, information or images contained in, on or LIPUN the packaging or labeling of any goods or products-, or b. An interactive conversation between or among persons through a computer network. 2. "Advertising idea" means any idea fear an "'advertisement ". 3, "Asbestos hazard" means an exposure or threat of exposure to the actual or alleged properties of asbestos and includes the mere presence of asbestos in any form. 4, "Auto" means a land motor vehicle, Irailer or semitrailer designed for travel on public roads, including any attached machinery or equipment. But "auto" does not inciude "mobile equipment" 5. "Bodily in ury" means physical: a. injury; b. Sickness-, or c. Disease sustained by a person and, if arising out of the above, mental anguish or death at any time HG 00 01 06 05 Page 15 of 18