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DIGITAL MAP PRODUCTS A-2012-078 REVIEWED BY <br />6. "Coverage territory" means: <br />a. The United States of America (including its territories <br />and possessions), Puerto Rico and Canada, <br />b. Interna6cinal waters or airspace, but only if the <br />injury or damage occurs in the course at travel or <br />transportation between any places included in a. <br />above; or <br />c. All other parts of the world if the injury or damage <br />arises out of., <br />(1) Goods or products made or sold by you in the <br />territory described in a. above; <br />(2) The activities of a person whose home is in the <br />territory described in a. above, but is away for a <br />short time on your business; or <br />(3) "Personal and advertising injury" offenses that <br />take place through the Internet or similar <br />electronic means of communication <br />provided the insured's responsibility to pay damages is <br />determined in the United States of America (including its <br />territories and possessions), Puerto Rico or Canada, in a <br />"suit" on the rnerits according to the substantive law in <br />such territory or in a settlement we agree to. <br />"'Employee" includes a "leased worker". "Employee" <br />does not include a "temporar,y worker". <br />8. "Employment-Related Practices" means: <br />a. Refusal to employ a person; <br />b. Termination of a person's employment; or <br />c. Employment-related practices, policies, acts or <br />omissions, Such as uuerciull, dernui evaluditioil, <br />reassignment, discipline, defamation, harassment, <br />humiliation or discrimination directed at a person. <br />9. "Executive officer" means a person holding any of the <br />officer positions created by your charter, constitution, <br />by-laws or any other similar governing document, <br />10, "Hostile fire" means one which becomes uncontrollable <br />or breaks out from where it was intended to be. <br />11."Impaired property" means tangible property, other <br />than 'your product" or "your work', that cannot be used <br />or is less useful because: <br />a. It incorporates "your product" or "your work" that is <br />known or thought to be defective, deficient, <br />inadequate or dangerous; or <br />b. You have failed to fulfill the terms of a contract or <br />agreement; <br />if such property can be restored to use by: <br />a- The repair, replacement, adjustment or removal of <br />your product" or "Your work"; or <br />b. Your fulfilling the terms of the contract or agreement, <br />12."InSLITed contract" means: <br />a. A contract for a lease of premises. However, that <br />portion of the r.ontract far a lease of premises that <br />indemnifies, any person or organization for damage <br />by fire, lightning or explosion to premises while <br />EUNICE HEREDIA (PG 17 OF 19) <br />rented to you or temporarily OCCUDed by you with <br />permission of the owner is subject to the Damage <br />to Premises Rented To You Limit described in <br />Section III — Limits of Insurance; <br />b. A sidetrack agreement; <br />c. Any easement or license agreement, including an <br />easement or license agreement in connection with <br />construction or demolition operations on or within <br />50 feet of a railroad; <br />d. An obligation, as required by ordinance, to <br />indemnify a municipality, except it connection with <br />work for a municipality; <br />e. An elevator maintenance agreement; <br />f. That part of any other contract at, agreement <br />pertaining to your business (including an <br />indemnification of a municipality it connection with <br />work performed for a municipality) under which you <br />assume <br />the, tort liability of another party to pay for <br />"bodily injury" or "property damage" to a third <br />person or organization, provided toe= "bodily injury" <br />or "property, damage" is caused, in whole or in part, <br />by you or by those acting on your behalf. Tort <br />liability means a liability that would be imposed by <br />law in the absence of any contract or agreement. <br />Paragraph f. includes that part of any contract or <br />agreement that indemnifies a railroad for "bodily <br />injury" or "property damage' arising out of <br />construction or demolition operatic -is, within 50 feet <br />of any railroad property and affecting any railroad <br />bridge or i tracks, road-beds, tunnel, <br />underpass or crossing. <br />However, Paragraph f. does not include that part of <br />any contract or agreement: <br />(1) That indemnities an architect, engineer or <br />surveyor for injury or- d2rn2ge wising out of: <br />(a) Preparing, approving, or failing to prepare or <br />approve, maps, shop drawings, opinions, <br />reports, surveys, fieId crder3, change orders <br />or drawings and specificatio-is; or <br />(b) Giving directions or instruct ons, or fading to <br />give them, if that is the primary cause of the <br />injury or damage; or <br />(2) Under which Ole insured, if an Eirdnilect, engineer <br />or surveyor, assumes liability for' an injury or <br />damage arising out of the insured's rendering or <br />failure to render professional services, including <br />those listed in (1) above and supervisory, <br />inspection, architectural or engineering activities, <br />13. "Leased worker-" means, a person leased to you by a <br />labor leasing firm under an agreement between you <br />and the labor leasing firm, to perform duties related to <br />the conduct of your business. "Leased worker" does <br />not include a "'temporary worker", <br />14. "Loading at- unloading" means the handling of property: <br />a. After it is moved from the place where it is accepted <br />for movement into or onto an aircraft, watercraft or <br />a LJ tG "; <br />Page 16 of 16 HG 00 01 06 05 <br />