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Condifrons <br />Duties In The Event Of 1.. Knowledge, of an occurrence or offense by an agent or employee of the insured will not <br />Occurrence, Offense, constitute; knowledge by the insured, unless an officer (whether or not an employee) of any <br />Claim Or Suit insured or an offiver's designee knows about such occurrence or offense. <br />(continued) <br />G, Failure of an agent or employee of the insured, other than an officer (whether or not all <br />employee) of any insured or all officer's deli nce, to notify us of an occurrence or offense <br />that such person knows about will not affect the insurance afforded to you. <br />11. It a claim or loss does .not reasonably appear to involve this insurance, but it later develops <br />into it claim or loss to which this insurance applies, the failure to report it to us Will not <br />violate this condition, provided the insured gives us immediate notice as soon as the insured <br />is aware that this insurance may apply to such claim or loss. <br />Legal Action Against Us No pe Non or organization has a right under this insurance to: <br />join us as a party or otherwise bring 111 into a suit seek ill (I damages from an insured; or <br />* sue us on this insurance unless all of the terms and conditions of this insurance have been <br />fully complied with. <br />A person or organization may sue us to recover on an agreed settlement or on a finch judgment <br />against an insured obtained after an actual: <br />• trial in it civil procceding; or <br />• arbitration or other alternative dispute resolution proceeding; <br />but we will not be liable for damages that arc not payable tinder the terms and Conditions of this <br />insurance or that are in excel or the applicable I units Of Insurance. <br />Other Insurance If other er <br />valid and collectible insurance is available to the insured for toss we would otherwise <br />cover under (:.his insurance, our obligations arc limited as follows. <br />Primary Insurance <br />This insurance is primary except when the Excess Insurance provision described below applies, <br />If this imurance is primary, our obligations are not affected unless any of the other insurance is also <br />primary. Then, we will share with all that other insurance by the method described in the Method of <br />Sharing provision described below. <br />Excess Insurance <br />This insurance is excess over any other insurance, whether primary, excess, contingent or on any <br />other basis: <br />A. that is fire, I?xwnded Coverage, Builder's Risk, Installation Risk or sirnitar insurance for <br />your work; <br />B. that is insurance that applies to property damage to premises rented to you or temporarily <br />occupied by you with permission of the owner; <br />C. if the loss arises out. of aircraft, autos or watercraft (to the extent not subject to the Aircraft, <br />Autos Or Watercraft exclusion); <br />Liability Insurance <br />Form 80-12 -2000 (Rev. 4-01) Contract Page 22 of 32 <br />