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Conditions <br />Other insurance <br />(continued) <br />• <br />General Liability <br />D. that is insurance: <br />• <br />1. provided to you by any person or organization working under contract or agreement <br />for you; or <br />2. under which you are included as an insured; or <br />E. that is insurance under any Property section of this policy. <br />When this insurance is excess, we will have no duty to defend the insured against any suit if any <br />other insurer has a duty to defend such Insured against such snit. If no other insurer defends, we <br />will undertake to do so, but we will be entitled to the Insured's rights against all those other <br />insurers. <br />When this insurance is excess over other insurance, we will pay only our share of the amount of <br />loss, if any, that exceeds the sum of the total: <br />• amount that all other insurance would pay for loss in the absence of this insurance; and <br />of all deductible and self- insured amounts under all other insurance. <br />We will share the remaining loss, if any, with any other insurance that is not described in this <br />Excess Insurance provision and was not negotiated specifically to apply in excess of the Limits Df <br />Insurance shown in the Declarations of this insurance. <br />Method of Sharing <br />If all of the other insurance permits contribution by equal shares, we will follow this method also. <br />Under this method each insurer contributes equal amounts until it has paid its applicable limits of <br />insurance or none of the loss remains, whichever comes first. <br />If any of the other insurance does not permit contribution by equal shares, we will contribute by <br />Limits. Under this method, each insures share is based on the ratio of its applicable limits of <br />insurance to the total applicable limits of insurance of all insurers. <br />Premium Audit We will compute all premiums for this insurance in accordance with our rules and rates. <br />In accordance with the Estimated Premiums section of the Premium Summary, premiums shown <br />with an asterisk ( *) are estimated premiums and are subject to audit. <br />In addition to or in lieu of such designation in the Premium Summary, premiums may be designated <br />as estimated premiums elsewhere in this policy. In that case, these premiums will also be subject to <br />audit, and the second paragraph of the Estimated Premiums section of the Premium Summary will <br />apply. <br />Separation Of Insureds Except with respect to the Limits Of Insurance, and any rights or duties specifically assigned in this <br />insurance to the first named Insured, this insurance applies; <br />• as if each named insured were the only named insured; and <br />• separately to cacti insured against whom claim is made or salt is brought. <br />Liability insurance <br />Form 80-02 -2000 (Rev. 4-01) Contract Page 23 of 32 <br />