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Recall Of Products, Work Or Impaired
<br />Property
<br />Damages claimed for any |oaa, noai or expense
<br />incurred by you or others for the loss of use,
<br />withdrawal, reoaU, inapeotiun, napair, replacement,
<br />adjustment, removal ordisposal of:
<br />(1) "Your product";
<br />(2) "Your vmrk";or
<br />(3) "Impaired property";
<br />if such product work or property is withdrawn or
<br />recalled from the market orfrom use byany person
<br />or organization because of known or suspected
<br />defeot, defioionoy, inadequacy or dangerous
<br />condition in it.
<br />o. Personal And Advertising Injury
<br />"Bodily injury" arising out of "personal and
<br />advertising injury".
<br />p. Electronic Data
<br />Damages arising out cfthe |oao of, |oam of use of,
<br />damage to, corruption of, inability to eoueoo. or
<br />inability to manipulate electronic data.
<br />As used in this exouokon, electronic data means
<br />infomnahon, facts or programs stored as or on,
<br />created or used on, or transmitted to or from
<br />computer ooftware, including systems and
<br />applications soMm/ane, hard or floppy disks, CD-
<br />ROyWS^ tepea, driveo, oe|ia' data processing
<br />devices or any other media which are used with
<br />electronically controlled equipment.
<br />q. Employment -Related Practices
<br />"Bodily injury" to:
<br />(1) A person arising out of any "employment—
<br />related practices"; or
<br />employment—relatedpnaoUoeo";or
<br />(2) The apnuae, chi|d, parent brother or sister of
<br />that person as o consequence of "bodily injury"
<br />to that person at whom any "employment-
<br />related practices" are directed.
<br />This exclusion applies:
<br />(1) Whether the insured may be liable as on
<br />employer orinany other capacity; and
<br />(2) To any obligation to share damages with or
<br />repay someone else who must pay damages
<br />because ofthe injury.
<br />r. Asbestos
<br />(1) "Bodily injury" or"property damage" arising out
<br />ofthe "asbestos hozard"
<br />(2) Any damages, judgments, oaU|amenia. loss,
<br />costs orexpenses that:
<br />(a) May be awarded or incurred by namoon of
<br />any claim or suit alleging actual or
<br />threatened injury nrdamage ufany nature
<br />PARAGON PARTNERS A-2011 -056-01 REVIEWED BY�
<br />kind to persons or property which would not
<br />have occurred in whole or in part but for the
<br />"asbestos hazard";
<br />.
<br />(b) Arise out ofany request, demnnd, order or
<br />statutory or regulatory requirement that any
<br />insured or others bast for, monitor, clean up'
<br />remove, enoapsu|a0a, oontain, treot, detoxify
<br />or neutralize or in any way respond to or
<br />oaoees the effects of an "asbestos hazard";
<br />or
<br />(c) Arise out ofany claim nrsuit for damages
<br />because of testing for, monUnhng, cleaning
<br />up, remmvinQ, enoapau|ahng, oonbaining,
<br />treadng, detoxifying or neutralizing or in any
<br />way responding to or assessing the effects
<br />ofon"asbestos hazard^
<br />Damage To Premises RanhadTuYou—ExcepUon
<br />For Damage By Fire, Lightning OrExplosion
<br />Exclusions o. through h. and j. through n. do not apply
<br />to damage by fire, lightning or explosion to premises
<br />while rented toyou ortemporarily occupied byyou with
<br />permission of the owner. /\ separate limit ofinsurance
<br />applies tothis coverage aodescribed in Section UI—
<br />LimitoOf|naunanoo.
<br />COVERAGE B PERSONAL AND ADVERTISING
<br />INJURY LIABILITY
<br />1. Insuring Agreement
<br />u. We will pay those sums that the insured becomes
<br />|*Qa||y obligated to pay as damages because of
<br />"personal and advertising injury" to which this
<br />insurance applies. We will have the right and duty
<br />to defend the insured against any ^euiy' seeking
<br />those damages. However, we will have no duty to
<br />defend the insured against any ''auiL^ seeking
<br />damages for "personal and advertising irjury" to
<br />which this insurance does not apply. We may, at
<br />our diooretion, investigate any offense and settle
<br />any claim or "suit" that may result. But:
<br />(1)The amount we will pay for damages is limited
<br />as described in Sectio N — Umde Of
<br />Insurance; and
<br />(2) Our right and duty todefend end when wmhave
<br />used up the applicable limit ofinsurance in the
<br />payment of judgments or settlements under
<br />Coverages Aor B or medical expenses under
<br />Coverage C.
<br />No other obligation or liability to pay sums or
<br />perform acts orservices iucovered unless explicitly
<br />provided for under Supplementary Payments —
<br />Coverages Aand B.
<br />b. This insurance applies k/"personal and advertising
<br />injury" caused by on offense arising out of your
<br />business but only ifthe offense was committed in
<br />the "coverage territory" during the policy period.
<br />//X/EU0�CEHEREOIA (PG� 8of23)
<br />~�
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