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b. We will make these payments regardless of fault. These payments will not exceed the applicable limit ofinsurance. VVowill pay reasonable expenses for: (1) First aid administered otthe time of an accident; (2) Necessary medioo|, ourgioa|, x-ray and dental aeniren, including prosthetic devices; and (3) Necessary ambu)anoe, hospital, professional nursing and funeral services. VVewill not pay expenses for "bodily in]ury": a. Any Insured Toany insured, except "volunteer workers" b. Hired Person Toaperson hired hodowork for or on behalf of any insured oratenant ofany insured. o. Injury OnNormally Occupied Premises To a person injured on that part ofpremises you own orrent that the person normally occupies. d. Workers Compensation And Similar Laws To a pemon, whether or not an "employee" of any insured, ifbenefits for the "bodily injury" aro payable or must be provided under workers' compensation ordisability benefits law ormsimilar law. e Athletics Activities To a person injured while pneuhcing, instructing or participating in any physical exercises or games, eporta, orathletic contests. t Prod ucts-Commp|ededOperations Hazard Included within the "prod uots-oomp|eted operations g. Coverage /kExclusions Excluded under Coverage A. SUPPLEMENTARY PAYMENTS — COVERAGES AAND B i. VVewill pay, with respect toany claim vveinvestigate nr settle, nrany ''auit''against aninsured wedefend: a. All expenses weincur. on 2. rq Up to $1.800 for cost of bail bonds required because ofaccidents ortraffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have tofurnish these bonds. The cost of appeal bonds or bonds to release attaohmenta, but only for bond amounts within the applicable limit of insurance. We do not have to furnish these bonds. All reasonable expenses incurred by the insured at our request to mmniot us in the investigation or defense of the claim or ''ouit'', including odue| |oae of earnings up to $500 u day because of time from work. ARTNERS A-2011-056'01 REV|EVVEOBY� e. All costs taxed against the insured in the "suit". f. Prejudgment interest awarded against the insured onthat part ofthe judgment wepay. ifwamake an offer kzpay the app|iomb|elimit ofinsurance, wmv�U not pay any pn�udgment interest based on that period oftime after the offer, g. All interest on the full amount ofany judgment that accrues after entry ofthe judgment and before we have paid, offered to pay, or deposited in court the part of the judgment that is within the applicable limit of insurance. These payments will not reduce the limits ofinsurance. 2. If we defend an insured against a "suit" and an indemnitee of the insured is also named as a party to the "ouit", we will defend that indemnitee if all of the following conditions are met: a. The "suit" against the indemnitee seeks damages for which the insured has assumed the liability of the indemnitee inacontract oragreement that iman "insured contract"; b. This insurance applies tosuch liability assumed by the insured; o. The obligation hodefend, orthe cost ufthe defense of, that indemnitee, has also been assumed by the insured inthe same "insured oontrac�� . d. The allegations in the "suit" and the information we know about the "occurrence" are such that no conflict appears to exist between the interests of the insured and the interests of the indemnitee; e. The indemnitee and the insured ask uetoconduct and nonhn| the defense of that indemnitee against such "aub^and agree that wecan assign the same counsel to defend the insured and the indemnitee; and f. The indemnitee: (1) Agrees inwriting to: (a) Cooperate with us in the investigation, settlement ordefense ofthe "uud^� . (b) Immediately send us copies of any demends, nndoes, summonses or legal papers received inconnection with the ^ouit"; (c) Notify any other insurer whose coverage is available tothe indemnitee; and (d) Cooperate with us with n*apeo1 to coordinating other applicable insurance available to the indemnitee; and (2) Provides uewith written authorization to: (a) Obtain records and other information related tothe "sui('';and (b) Conduct and oonbn| the defense of the indemnitee in such ''suit". Solong zs the above conditions are met, attorneys' fees incurred by us in the defense of that indemnitee, EQN|CEHEREDfA (PG,9of23) Page 8 of 18 HG 00 0106 05