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"Personal and advertising irjury^ however caused, arising, directly orindirectly, out of: (1) War, including undeclared orcivil war; (2) Warlike action by a military force, including action in hindering or defending against an actual or expected attack, byany government, sovereign or other authority using military personnel orother agents; or (3) Insurrection, rabeUion, revo|uUmn, usurped powor, or action taken by governmental authority in hindering ordefending against any ofthese. p. Internet Advertisements And Content CROthers "Personal and advertising injury" arising out of: (1) An''advertioement^for others onyour web site; (2) Placing a link to o web site of others on your web site; (3) ContenL, including infonnotiuo, aounde, hax1, graphioo, or images from a web site of Mhom displayed within o frame or border on your web site; or (4) Computer code, software or programming used to enable: (m) Your web site; or (b) The presentation or functionality of on "advertisement" or other content on your web site. q. Right Of Privacy Created By Statute "Pomono| and advertising injury" arising out of the violation of a person's right of privacy created by any state or federal act. However, this exclusion does not apply to liability for damages that the insured would have in the absence ofsuch state orfederal act. r. Violation Of Anti -Trust |avv "Personal and advertising injury" arising out of m violation ofany anti-trust law. s. Securities "Personal and advertising injury" arising out of the fluctuation in price or value of any ahouke, bonds or other securities. t. Discrimination Or Humiliation "Personal and advertising injury" arising out of discrimination orhumiliation committed byoratthe direction of any "executive officer", director, stockholder, partner urmember ofthe insured. m. Employment -Related Practices "Personal and advertising injury" to: (1) A person arising out of any ^emp|oym related precbces'';or PARAGON PARTNERSA-2Q11-856'O1 REVIEWED BY (2) The spouse, ohild, parent, brother or sister of that person aoaconsequence of"personal and advertising irjuryy to that person at whom any "employment-related practices" are directed. This exclusion applies: (1) Whether the insured may be liable as an employer orinany other capacity; and (2) To any obligation to share damages with or repay someone o|oe who must pay damages because nfthe injury. v. Asbestos (1) "Personal and advertising injury" arising out of the "asbestos hazard^ (2) Any domageo, judgments, settlements, |oeo. costs orexpenses that: (a) May be awarded or incurred by reason of any claim or suit alleging actual or threatened injury ordamage ofany nature or kind to persons orproperty which would not have occurred in whole or in part but for the "asbestos hazard"; (6) Arise out ofany requeot, demand, order or statutory or regulatory requirement that any insured or others test for, monitor, clean up, remove, ennapou|ote, ooniain, treat, detoxify or neutralize or in any way respond to or assess the effects of an ''uebeotoo hazard"; or (c) Arise out of any claim orsuit for damages because of testing for, moniboring, cleaning up, namoving, enoapau|atinQ, containing, headng, detoxifying or neutralizing or in any way responding to or assessing the effects ofao"asbestos hazand" COVERAGE CMEDICAL PAYMENTS i. Insuring Agreement a. We will pay medical expenses as described below for "bodily injury" caused byanaccident: (1) Dnpremises you own orrent; (2) On ways next to premises you own or rent; or (3) Because ofyour operations; provided that: (1) The accident takes place in the "coverage territory" and during the policy period; (2) The expenses are incurred and reported ioua within three years of the date of the accident; and (3) The injured person submits to *xomina(ion, at our expono*, by physicians of our choice as often aaworeasonably require. EUN�CE HERED|A (PG. @ of 23) HG0U0iNG05 Page 7mf1B