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<br /> <br /> <br /> <br /> <br /> <br /> <br /> B. AFFIRMATIVELY FURTHERING FAIR HOUSING <br /> <br /> <br /> Santa Ana participated in the preparation of a regional Analysis of Impediments (Al) to Fair Housing <br /> as the primary means to affirm fair housing opportunities in the community. The regional AI was a <br /> joint effort of the Fair Housing Council of Orange County (FHCOC), the County of Orange, and <br /> Orange County jurisdictions that receive funds from HUD. HUD regulations require that an Al be <br /> prepared in conjunction with the Consolidated Plan cycle (i.e., at least five years). The <br /> current regional Al was updated in 2010, and covers the time period o -aars 2010-2011 <br /> through 2014-2015. <br /> <br /> <br /> The AI identified impediments to fair housing choice on a r egies <br /> regional partners implemented to overcome identified f ' npliance <br /> with federal regulations, the following information is p ken during <br /> the report period to affirmatively further fair housin- <br /> <br /> 1. Actions to Affirmatively Further Fair Ho <br /> As a means to affirm fair housing opportu• mpediments and outlined <br /> an action plan to address impediment not all of the impediments <br /> <br /> delineated in the Al were present "eriod. <br /> • Housing Discrimination: Ho_,~;_ yaer reported, therefore, the number <br /> of complaints may not chis fair housing impediment. A review <br /> of available data in dated to disability (35 percent), race and <br /> color (20 percenO <br /> • Real Estate Ar s to print advertisements for the sale/rental of a <br /> dwelling th `-tion or discrimination based on race, color, religion, <br /> sex, ~#cestry, familial status, disability, sexual orientation, or <br /> <br /> so ant data (online and newspaper print ads) found about 8 <br /> pe language. The overwhelming majority of the questionable <br /> langu = nich occurred in 14.8 percent of the ads. Other questionable <br /> language nurch/school." <br /> • Hate Crimes: ime is defined as "a criminal act committed, in whole or in part, because <br /> of one or more the following actual or perceived characteristics of the victim: disability, <br /> gender, nationality, race or ethnicity, religion, sexual orientation, association with a <br /> person/group with one or more of these actual or perceived characteristics. <br /> • Unfair Lending: This impediment refers to underwriting, marketing and pricing that <br /> <br /> discriminates because of income, race or ethnicity of the residents in the area where the <br /> property is located. Evaluation of 2008 Home Mortgage Disclosure Act (HMDA) data found <br /> there was disparities in loan approval/denial rates among racial and ethnic borrowers, in <br /> <br /> <br /> 08/11/2013 11 <br /> <br /> 19E-19 <br />