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B. AFFIRMATIVELY FURTHERING FAIR HOUSING <br />Santa Ana participated in the preparation of a regional Analysis of Impediments (Al) to Fair Housing <br />as the primary means to affirm fair housing opportunities in the community. The regional AI was a <br />joint effort of the Fair Housing Council of Orange County (FHCOC), the County of Orange, and <br />Orange County jurisdictions that receive funds from HUD. HUD regulations require that an Al be <br />prepared in conjunction with the Consolidated Plan cycle (i.e., at leatst, five years). The <br />current regional AI was updated in 2010, and covers the time period o -aars 2010 -2011 <br />through 2014 -2015. <br />The AI identified impediments to fair housing choice on a <br />regional partners implemented to overcome identified f <br />with federal regulations, the following information is pjW <br />the report period to affirmatively further fair housin <br />1. <br />As a means to affirm fair housing oppo <br />an action plan to address impedimen' <br />delineated in the Al were present <br />Housing Discrimination: Ho <br />of complaints may not <br />of available data in <br />color (20 percenO <br />.egies <br />npliance <br />n during <br />. mpediments and outlined <br />3t all of the impediments <br />;yver reported, therefore, the number <br />chis fair housing impediment. A review <br />=d to disability (35 percent), race and <br />Real Estate Ar d <br />t ' s to <br />w « pnn a vertisements for the sale /rental of a <br />dwelling th ,tion or discrimination based on race, color, religion, <br />sex, #cestry, familial status, disability, sexual orientation, or <br />so ant data (online and newspaper print ads) found about 8 <br />pe language. The overwhelming majority of the questionable <br />langu = riich occurred in 14.8 percent of the ads. Other questionable <br />language nurch /school." <br />Hate Crimes: ime is defined as "a criminal act committed, in whole or in part, because <br />of one or more the following actual or perceived characteristics of the victim: disability, <br />gender, nationality, race or ethnicity, religion, sexual orientation, association with a <br />person /group with one or more of these actual or perceived characteristics. <br />Unfair Lending: This impediment refers to underwriting, marketing and pricing that <br />discriminates because of income, race or ethnicity of the residents in the area where the <br />property is located. Evaluation of 2008 Home Mortgage Disclosure Act (HMDA) data found <br />there was disparities in loan approval /denial rates among racial and ethnic borrowers, in <br />08/11/2013 11 <br />19E -19 <br />