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(6) If we have made a written offer to you, in accordance with the timeframes shown in <br />Paragraph 4~e. above` to renew the Certificate of Insurance under changed harms or <br />conditions oraLanincreased premium rate, when the increameexceeds 2596. <br />n. The transfer ofa Certificate of |maunynue between companies with the same insurance group or <br />changes in Deductible, premium, Limit of Insurance or coverage are not refusal to renew. <br />5. Conditional Renewal <br />If we e|eotto renew this Master Policy orCertificate of |nnuoanma. and the renewal is subject to any of <br />the following: <br />a.Increase inDeduoUb�� <br />b.Reduction inLimit ufInsurance; <br />o. Elimination nfcnveoages� or <br />d, 25% or more rate increase. <br />We shall mail nrdehverwritten notice of the change(s) to the Members of the Fitness and Wellness <br />Group at the mailing address shown in the Master PmNoy Declarations or the first Named Gedfioate <br />Holder at the mailing address shown in the Cerfificate of Insurance and to the producer of record, if <br />any, at least 60 daym, but not more than 120 days, before the expiration date. <br />6. Mailing time must be added to the notice periods as follows: <br />a. Add 5 days if the place of address and place of mailing is in California; <br />b. Add 10 days if the place ofaddress orplace of mailing is outside of California; or <br />C. Add 20 days if the place mfaddress or place of mailing is outside the United States. <br />Silvia Cuevas <br />Page 4of4 <br />