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<br />disabilities. It is the sole responsibility of the PHA to determine whether it is reasonable to <br />implement a homeownership program as a reasonable accommodation. The PHA must determine <br />what is reasonable based on the specific circumstances and individual needs of the person with a <br />disability. The PHA may determine that it is not reasonable to offer homeownership assistance as <br />a reasonable accommodation in cases where the PHA has otherwise opted not to implement a <br />homeownership program. <br />The PHA must approve a live-in aide if needed as a reasonable accommodation so that the <br />program is readily accessible to and usable by persons with disabilities. <br />15-VII.B. FAMILY ELIGIBILITY \[24 CFR 982.627\] <br />The family must meet all of the requirements listed below before the commencement of <br />homeownership assistance. The PHA may also establish additional initial requirements as long <br />as they are described in the PHA administrative plan. <br /> <br />The family must have been admitted to the Housing Choice Voucher program. <br /> <br />The family must qualify as a first-time homeowner, or may be a cooperative member. <br /> <br />The family must meet the Federal minimum income requirement. The family must have a <br />gross annual income equal to the Federal minimum wage multiplied by 2000, based on the <br />income of adult family members who will own the home. The PHA may establish a higher <br />income standard for families. However, a family that meets the federal minimum income <br />requirement (but not s requirement) will be considered to meet the minimum <br />income requirement if it can demonstrate that it has been pre-qualified or pre-approved for <br />financing that is sufficient to purchase an eligible unit. <br /> <br />For disabled families, the minimum income requirement is equal to the current SSI monthly <br />payment for an individual living alone, multiplied by 12. <br /> <br />For elderly or disabled families, welfare assistance payments for adult family members who <br />will own the home will be included in determining whether the family meets the minimum <br />income requirement. It will not be included for other families. <br /> <br />The family must satisfy the employment requirements by demonstrating that one or more <br />adult members of the family who will own the home at commencement of homeownership <br />assistance is currently employed on a full-time basis (the term 'full-time employment' means <br />not less than an average of 30 hours per week); and has been continuously so employed <br />during the year before commencement of homeownership assistance for the family. <br /> <br />The employment requirement does not apply to elderly and disabled families. In addition, if a <br />family, other than an elderly or disabled family includes a person with disabilities, SAHA <br />must grant an exemption from the employment requirement if SAHA determines that it is <br />needed as a reasonable accommodation. <br /> <br />The family has not defaulted on a mortgage securing debt to purchase a home under the <br />homeownership option <br /> <br />Except for cooperative members who have acquired cooperative membership shares prior to <br />commencement of homeownership assistance, no family member has a present ownership <br />Page 15-10 <br />04/01/14 <br /> <br /> <br /> <br />