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PI -APG -CA -1 (01107) <br />(3) If the Members of the Fitness and Wellness Group have obtained replacement coverage, or <br />have agreed, in writing, within 60 days of the termination of the Master Policy, to obtain that <br />coverage. <br />(4) If the Master Policy is for a period of no more than 60 days and you are notified at the time of <br />issuance that it will not be renewed. <br />(6)lf the Members of the Fitness and Wellness Group request a change in the terms or <br />conditions or risks covered by the Master Policy within 60 days of the end of the policy <br />period. <br />(6)If we have made a written offer to the Members of the Fitness and Wellness Group in <br />accordance with the timeframes shown in Paragraph 3,a above, to renew the policy under <br />changed terms or conditions or at an increased premium rate, when the increase exceeds <br />25% <br />c. The transfer of a Master Policy between companies with the same insurance group or changes in <br />Deductible, premium, Limit of Insurance or coverage are not refusal to renew. <br />4. Nonrenewal of the Certificate of Insurance <br />a. If we elect not to renew this Certificate of Insurance, we will mail or deliver written notice stating the <br />reason for nonrenewal to the first Named Certificate Holder at the mailing address shown in the <br />Certificate of Insurance and to the producer of record, if any, at least 60 days, but not more than <br />120 days, before the expiration date. <br />If we fail to provide timely written notice required by the paragraph above, the coverage provided to <br />the first Named Certificate Holder shall remain in effect with no change in its terms and conditions, <br />for a period of 60 days. <br />b. We are not required to send notice of nonrenewal in the following situations: <br />(1) If the transfer or renewal of a Certificate of Insurance, without any changes in <br />terms, conditions or rates, is between us and a member of our insurance <br />group. <br />(2) If the Certificate of Insurance has been extended for 90 days or less, provided <br />that notice has been given in accordance with Paragraph 4.a. above. <br />(3) If you have obtained replacement coverage, or have agreed, in writing, within 60 days of <br />the termination of the Certificate of Insurance, to obtain that coverage. <br />(4) If the Certificate of Insurance is for a period of no more than 60 days and you are notified <br />at the time of issuance that it will not be renewed. <br />(5) if you request a change in the terms or conditions or risks covered by the Certificate of <br />Insurance within 60 days of the end of the policy period. <br />Page 3 of 4 <br />