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PI -APG -CA -1 (01107) <br />(6) If we have made a written offer to you, in accordance with the timeframes shown in <br />Paragraph 4.a, above, to renew the Certificate of Insurance under changed terms or <br />conditions or at an increased premium rate, when the increase exceeds 25%. <br />c. The transfer of a Certificate of Insurance between companies with the same insurance group or <br />changes in Deductible, premium, Limit of Insurance or coverage are not refusal to renew. <br />S. Conditional Renewal <br />If we elect to renew this Master Policy or Certificate of Insurance, and the renewal is subject to any of <br />the following: <br />a. Increase in Deductible; <br />b. Reduction in Limit of Insurance; <br />c. Elimination of coverages; or <br />d. 25% or more rate increase. <br />We shall mail or deliver written notice of the change(s) to the Members of the Fitness and Wellness <br />Group at the mailing address shown in the Master Policy Declarations or the first Named Certificate <br />Holder at the mailing address shown in the Certificate of Insurance and to the producer of record, if <br />any, at least 60 days, but not more than 120 days, before the expiration date. <br />6. Mailing time must be added to the notice periods as follows: <br />a. Add 5 days if the place of address and place of mailing is in California; <br />b. Add 10 days if the place of address or place of mailing is outside of California; or <br />C. Add 20 days if the place of address or place of mailing is outside the United States. <br />WS. <br />ed <br />Page 4 of 4 �� <br />