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Healthcare Professional Liability <br />"Mobile Eq ipment" means a land vehicle (including any machinery or apparatus attached thereto), whether or <br />not self-propelled: <br />A. not subject to motor vehicle registration; or <br />B. maintained for use exclusively on premises owned by or rented to the Named Insured, including the ways <br />immediately adjoining; or <br />C. designed for use principally off public roads; or <br />D. designed or maintained for the sole purpose of affording mobility to equipment of the following types forming <br />an integral part of or permanently attached to such vehicle: power crimes, shovels, loaders, diggers and drills; <br />concrete mixers (other than the mix -in -transit type); graders, scrapers, rollers and other road construction or <br />repair equipment, air -compressors, pumps and generators, including spraying, welding and building cleaning <br />equipment; and geophysical exploration and well servicing equipment; <br />"Named Insured" means the organization named in Item 1 of the Declarations of this policy. "Named Insured" <br />also shall include any organization which is acquired or formed by the Named Insured and over which the <br />Named Insured maintains ownership or majority interest, other than a joint venture, but this insurance shall not <br />apply if such new organization is also an Insured under any other similar liability or indemnity policy or would be <br />Insured tinder any such policy but for exhaustion of its limits of liability. Unless written notice is given to the <br />Company, this coverage shall terminate ninety (90) days from the date any such organization is acquired or formed <br />by the Named Insured, or the end of the Policy Period whichever is earlier, and shall only apply to claims <br />brought against the Insured arising out of the business or professional occupation specified in the Declarations; <br />"Named Insured's Products" means goods or products manufactured by the Named Insured or by others <br />trading tinder the name of the Named Insured, including any container th rcoh,, <br />"Occurrence" means an accident, including continuous or repeated exposure to substantially the same general <br />conditions, which results in Bodily Injury or Property Damage, neither expected not intended from the <br />standpoint of any Insured or Advertising Injury, <br />"Personal Injury" means injury arising out of an offense committed during the Policy Period, if such injury result <br />from: <br />A. false arrest, detention or imprisonment, or malicious prosecution; or <br />B. the publication or utterance of a libel or slander or of other defamatory or disparaging material, or a publication <br />or utterance in violation of an individual's right of privacy; except publications or utterances in the course of or <br />related to advertising, broadcasting or telecasting activities conducted by or on behalf of the Named Insured; <br />or <br />C. wrongful entry or eviction, or other invasion of the right of private occupancy; <br />Any such act, described in A, B or C above, together with all related acts described in A, B or C above shall be <br />considered one Personal Injury and be subject to the same Limit of Liability. <br />"Policy Period" means, whenever used in this policy, the period from the inception date of this policy to the policy <br />expiration date as set forth in the Declarations or its earlier termination date, if any; <br />"Products Hazard" includes Bodily Injury and Property Damage arising out of the Named Insured's <br />Products or reliance upon a representation or warranty made at any time with respect thereto, but only if the <br />Bodily Injury or Property Damage occurs away from the premises owned by or rented to the Named Insured <br />and after physical possession of such products has been relinquished to others. Equipment specifically designed, <br />made or altered by the Insured for a patient or client in the performance of the Insured's profession or operation <br />of business, shall not be included in the "Products Hazard!',- <br />"Property <br />azard"; <br />"Property Damage" means: <br />14 <br />HCPL-2037 (Ed. 11/09) <br />