HERNANDEZ, FELICE S. 2-2014 - Laserfiche WebLink

Home Browse Search

Healthcare Professional Liability C. when the portion of the work of which the Bodily Injury or Property Damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as part of the same project. Operations which may require further service, maintenance work, correction, repair or replacement because of any defect or deficiency, but which are otherwise complete, shall be deemed completed. The Completed Operations Hazard does not include Bodily Injury or Property Damage arising out of: A, operations in connection with the transportation of property, unless the Bodily Injury or Property Damage arises out of a condition in or on a vehicle created by the loading or unloading thereof, or B. the existence of tools, installed equipment or abandoned or caused material, or C. operations for which the classification stated in the policy or in the Company's manual specifies "including completed operations'; "Damages" means compensatory judgments, settlements or awards but does not include punitive or exemplary Damages, fines or penalties, the return of fees or other consideration paid to the Insured, or the portion of any award or judgment caused by the multiplication of actual Damages under federal or state law. However, if a Suit is brought against the Insured with respect to a claim for alleged acts or omissions falling within the scope of coverage afforded by this insurance seeking both compensatory and punitive or exemplary Damages, then the Company will afford a defense to such action, without liability however, for payment of such punitive or exemplary Damages; "Explosion Hazard" includes Property Damage arising out of blasting or explosion. The Explosion Hazard does not include Property Damage: A. arising out of the explosion of air or steam vessels, piping under pressure, prime movers, machinery or power transmitting equipment, or B. arising out of operations performed for the Named Insured by independent contractors; or C. included within the Completed Operations Hazard or the Underground Property Damage Hazard; or D. for which liability is assumed by the Insured under an Incidental Contract; "Hostile Fire" means one which becomes uncontrollable or breaks out from where it was intended to be; "Incident" means any act or omission: A. in the rendering of or failure to render services by the Insured, or by any person for whom the Insured is legally responsible; including but not limited to services as a Good Samaritan or case management or utilization review services; or B. in the performance of services by the Insured as a member of a formal accreditation, ethics, peer review, licensing board, standards review or similar professional boardor committee of a professional organization; in the conduct of the business or professional occupation specified in the Declarations. Any such act or omission together with all related acts or omissions shall be considered one Incident and be subject to the same Limit of Liability; "Incidental Contract" means any oral or written contract or agreement relating to the operation of the Named Insured's business, except as respects Fire Legal Liability; "Insured" means any person or organization qualifying as an Insured in Section II, PERSONS INSURED. The insurance afforded applies separately to each Insured against whom claim is made or Suit is brought, except with respect to the Company's "Each Incident" or "Each Occurrence" Limit of Liability, but this provision does not expand or alter the coverage under this policy; 14 HCPL-2037 (Ed. 11/09)