MACIAS GINI & O'CONNEL, LLP (MGO) 3g -2015

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4. Blanket Waiver of' Subrogation before you acquired or formed the or- I Section 11 - Liability Coverage, Part K. Liability and Medical Payments General Conditions, is (c) Coverage C does not apply to personal amended to include: injury or advertising injury arising out of an offense committed before you ac- 6. Transfer of Rights of Recovery Against Oth- quired or formed the organization. ers to us and Blanket Waiver of Subrogation 6. Medical Payments a. If the insured has rights to recover all or part of any payment we have made under Unless Coverage D. Medical Payments is excluded this Coverage ]'art, those Tights are from this policy: transferred to us. The insured must do nothing after loss to impair those rights. A. Section 11 - Liability Coverage, Part H. Ex- At our request, the insured will bring suit elusions, Item 2S. is replaced with: or transfer those Tights to us and help us f, Included within the products - completed enforce them. operations hazard, However, this exclu- b. If required by a written insured contract, sion does not apply to expenses for den- we waive any right of recovery we may tal services. have against any person or organization D. Section II - Liability Coverage, Part G. Cov- because of payments we make for injury erage, Item 2., is amended to include: or damage arising out of your operations or your work for that person or organ- c. Coverage D. Medical Payments is pri- i7ation. mary and not contributing with any other insurance, even if that other insur- 5. Broadened Named Insured ance is primary also. Section II - Liability Coverage, Part 1, Who Is An 7. Tenant's Legal Liability 0 Insured, Item 4. is replaced with: 4. All of your subsidiaries, companies, corpo- A. Section III - Liability Coverage, Part J. Li- ability and Medical Payments Limits of In- N co rations, firms, or organizations, as now or C4 surance, Item 3. is replaced with: hereafter constituted, qualify as Named In- sured under this policy if., 3. The most we will pay under Coverage C - Liability fbr damages because of prop- (a) you have the responsibility of placing in- arty damage to premises while rented to surance for each such entity; and you, temporarily occupied by you with (b) coverage for the entity is not otherwise the permission of the owner, or managed more specifically provided; and by you under a written agreement with the owner: (c) the entity is incorporated or organized a. arising out of any Covered Cause of under the laws of the United States of America. Loss shall be the greater of., But each entity is insured only while you (1) $1,0()0,0()(); or own, during the policy period, a controlling (2) The Tenant's Legal Liability interest in such entity of greater than 50% of limit shown in the Declarations. the stock or assets. However: ca 8. Chartered Aircraft (a) Coverage under this provision is afforded cli �2 only until the end of the policy period, Section II - Liability Coverage, Coverage C, Part or the 12 month anniversary of the policy H. Exclusions, Item I.g. is amended to include: inception date, whichever is earlier; (b) Coverage C does not apply to bodily in- jury or property damage that occurred AB9189 9.07 Cn (5) An aircraft in which you have no ownership interest and that you have chartered with crew- z bW 61i'm64�, 6vzma i 1 Page 3 of ,36