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A
<br />If more than one lirnit of nsurance under this
<br />poii(.-.y arid any endorsements attached thereto
<br />applies , to any claim or 'sunt ', the most we will pay
<br />under ths poky and the endorsements is the
<br />silngle highest hrnit of liability of all coverages
<br />applicable to such c. airn or "suit" I lowever, this
<br />paragraph does not apply to the Medical Expenses
<br />imit set forth in Paragraph 3. above
<br />The Lin -its of Insurance of tNs Coverage Part apply
<br />separately to each consecutive annual period and to
<br />any rernaining period of less trian 12 months, starting
<br />with the beginning of the poJicy period shown in the
<br />Declarations, unless the policy period is extended
<br />after issuance for an additional period of Iess than 12
<br />months. In that case, the additional period will be
<br />deemed pail of the Iast preceding period for purposes
<br />of determining the Limits of Insurance,
<br />LIABUTY AND MEDICAL EXPENSES
<br />GENERAL CONDITIONS
<br />Bankruptcy or insolvency of the insured or of
<br />the insured's estate will not retrieve us of our
<br />obfigations under this Coverage Part.
<br />2. Duties In The Event Of Occurrence,
<br />Offense, Claim Or Suit
<br />a. Notice, Of Occurrence Or Offense
<br />YOU or any additional insured must see to
<br />it that we are notified as soon as
<br />practicable of an "occurrence" or an
<br />offense which may result in a claim. "To
<br />the extent possible, notice shouldinclude:
<br />(1) HOW, when and where the "occurrence"
<br />or offense took place;
<br />(2) The names and addresses of any
<br />injured persons and witnesses; and
<br />(3) The nature and location of any injury
<br />or damage arising cut of the
<br />"occurrence"" or offense.
<br />b. Notice Of Claim
<br />If a claim is made or ""suit"" is brought
<br />against any insured', you or any additional
<br />insured must -1
<br />(1 ) Ininnediately record the specifics of the
<br />claim or "suit" and the date received-,
<br />and
<br />(2) Notify us as soon as pracficabie.
<br />You or any additional 'insured rnust see to
<br />it that we receive a written notice of the
<br />claim or "suit" as soon as practicable.
<br />c, Assistance And Cooperation Of The
<br />Insured
<br />You and any other involved insured must:
<br />BUSINESS tlABILITY COVERAGE FORM
<br />(1j lrnrne6ately send us copies of any
<br />deniands, notices, surruncrises or
<br />legal papers received! in connection
<br />with U -re ciairri: or"'suit"';
<br />(2), AuOiorize u,,is to obtain records and
<br />offier information;
<br />(3) Cooperate with us in the investigation,
<br />setHernent of the claim or defense
<br />against the 'SLJC; and
<br />(4) Assist us, upon our request, in the
<br />enforcerrient of any right against any
<br />person or organization that may be
<br />liable to the insured because of injury
<br />or ream age to which this insurance
<br />may also apply.
<br />d. Obligations At The Insured's Own Cost
<br />No insured will, except at that insured's own
<br />cost, voluntarily make a payment, assurne
<br />any obligation, or incur any expense, other
<br />than for first aid, without our consent.
<br />e. Additional fnsured's Other Insurance
<br />If we cover a claim or "suit" under this
<br />Coverage Part that may also be covered
<br />by other insurance available to an
<br />additiornal insured, Such additional insured
<br />must submit such claim or "suit" to the
<br />other insurer for defense and indemnity.
<br />However, this provision does not apply to
<br />the extent that YOU have agreed in a
<br />written contract, written agreement or
<br />permit that this insurance is primary and
<br />non --contributory with the additional
<br />insured"s own inSUrance,
<br />f, Knowledge Of An Occurrence, Offense,
<br />ClIairn Or Suit
<br />Paragraphs a, and b. apply to you or to
<br />any additional insuredl only when such
<br />occr.Vrrence", offense, clairn or "suit" is
<br />known to:
<br />(1) You or any addntionai insured that is
<br />an individual-,
<br />(2) Any partner, if You or an additional
<br />insured is a partnership-,
<br />(3), Any manager, if you or an additional
<br />insured is a limited liability company:
<br />(4) Any "executive officer" or insurance
<br />manager, if You or an additional
<br />insured is a corporation',
<br />(5) Any trustee, if you or an additional
<br />insured is a trust; or
<br />(6) Any elected or appointed official, if You
<br />or an additional insured is a political
<br />subdivision or public entity.
<br />p4q& G,C`'W Page 15 of 24
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