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BUSI NESS LIABILITY COVERAGE FORM This Paragraph f, applies separately to YOU and any additional insured, 3. Financial Responsibility LaWS a. I4J[ien this policy is certified as proof of fin annul re: porisibdity for the future under the provlsions of any motor vehicle financial responsiN1Ry law, the insurance pro0ded by the policy for "bodily injury" liability and "property damage'" fiability will comply with the provisions of the law to the extent of the coverage and limits of insurance required by that law. b. "lith respect to "mobile equipment" to, which this insurance applies, we will provide any liability, uninsured motorists, underinsured motorists, no-fault or other coverage required by any motor vehicle law. We will provide the required limits for those cmierages. 4. Legal Action Against Us No person or organization has a, right under this Coverage Form: a. To join us as a party or otherwise, bring us into a "suit" asking for daninges, from an insured, or b. To sue us on this Coverage Form unless all of its terms have been fully complied with. A person or organization may sue us to recover on an agreed settlement or on a final judgment against an insured, but we will not be liable for damages that are not payable under the terms of this insurance or that are in, excess of the applicable limit of insurance. An agreed settJernent means a settlement and release of liability signed by us, the insured and the claimant or the claimant's legal representative. 5. Separation Of Insureds Except with respect to the Limits of Insurance, and any rights or duties specifically assigned in this policy to the first Named Insured, this insurance applies: a. As if each Named Insured were the only Narned Insured-, and b. Separately to each insured against whom a claim is made or "suit" is brought. MMK8330�� By accepting this policy, you agree: (1) The staterrients in the Declarations are accurate and complete', (2) Those statements are based upon representations You made to us; and 20290M (3) We have issued this policy in reliance upon your representatlons. b. Unintentional Failure To Disclose Hazards If unintentionally you should fael to disclose all hazards relating to the condUCt Of YOUr b'LlIsiness at the inception date of this Coverage Part., we shall not deny any coverage under this Coverage Part becat.ise of such fail -ire. 7, Other Insurance If other valid and collectible insurance is available for a loss we cover under this Coverage Part, our obligations are limited as follows: a. Primary InSUrance This insurance lis pnrnary except when b. below applies. If other insurance is also primary, we will share with all that other insurance by the method described in c. below. b. Excess Insurance This insurance is excess over any of the other insurance, whether primary, excess, contingent or on any other basis: (1) Your Work That is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for "your work", That is fire, lightning or explosion insurance for premises rented to you or temporahly occupied b�y YOU With peniiission of the owner,' (3) Tenant Liability That is insurance purchased by you to cover your liability as a tenant for "`property darnage" to prernises rented to you or temporarily occupied by you with permission of the owner-, (4) Aircraft, Autos Or Watercraft If the loss arises out of the maintenance or use, of aircraft, "&AIDS" or watercraft to the extent not subject to Exclusion g. of Section A. — Coverages. (5) Property Darnage To Borrowed Equipment Or Use Of Elevators If the loss arises out of "property damage" to borrowed equipment or the use of elevators to the extent not subject to Exclusion k, of Section: A. — Coverages. i108 04 05 ell A 1 /1-14 `�m �S