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O When You Are Added As An Additional InSUred To Other Insurance That is other insurance available to you covering liability for darnages arising Out of the premises or operations, or products and completed operations, for whid-i you have been added as an additional Insured by that irnSUrance: or- (7) (7) When You Add Others As Art Addiflonai Insured To This Insurance That is other Insurance, avail;ai-_)Ie t(-) an addihonal insured. However, the following provisions apply to other insurance available to any person or organization who Is an addition,al inSUred under this Coverage Part:. (a) Primary Insurance When Required By Contract This insurance is primary if you have agreed in a written contract, written agreement or perii that this insurance be primary. If other insurance is also primary, we vvilI share with all that other Insurance by the method described in c. below (b) Primary And Non -Contributory To Other Insurance When Required By Contract If you have agreed In a Written contract, written agreement or permit that this insurance is primary and non-contributory With the additional insured's own insurance, this insurance is primary and we will not seek contribution from that other insurance Paragraphs (a) and (b) do not apply to other insurance to which the addjtiona9 insured has been added as an additionall insured. When this insurance is excess, we will have no duty under this Coverage Part to defend the insured against any "suit" if any other insurer has a duty to defend the insured against that "suit". If no other insurer defends, we will undertake to do so, but we will be entitled to the insured's rights against all those other insurers. BUSiNESS LIABILITY COVERAGE FORM fPlhen this, insurance is excess over other rTSUi'aF1C,'H_, We will pay only our share of the arTIOUI-It of the lloss, if any, that exceeds the st.vn of: (1) The total arriount that all such other insurance wouid pay for the loss in the absence of this insurance, and (2) The total of all deductible and self- insured amourns under all that other inSUI`arIC8. We will share the remaining loss, if any, with any other insurance that is not described In this Excess insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown in the Declarations of this Coverage Part HNCMH�� If all the other insurance permits contribution by equal' shares, we will follow this rnethod also. Under this approach, each insurer contributes equal arnounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first. If any of the other insurance does not permit contribution by equall shares, we will contribute by limits. Under this method, each insurer's share is based on the ratio of its applicable lirnit of insurance to the total applicable lirnits of insurance of all insurers. 8. Transfer Of RIghts Of Recovery Against Others 'Ten Us If the insured has rights to recover all or part of any payment, including Suppleinentary Payments, we have made under this Coverage Part, those rights are transferred to us The lnSLJre.d i-nust do nothing after loss to irnpaar them. At our request, the 'insured will bring "suit" or transfer those rights to us, and help Lis enforce them. This condition does not apply to Medical Expenses Coverage. b,, Waiver Of Rights Of Recovery (Waiver Of Subrogation) if the insured has waived any rights of recovery against any person or organization for all or part of any payment, Including Supplementary Payments, we have made under this Coverage Part, we also waive that right, provided the insured waived their rights of recovery against such person or organization in a contract, agreement ear permit that was executed prior to the Injury or damage. Page 17 of 24