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COwr|n[wTiA L <br />Wide-scale Staff Disruption (including PaAdeNNiC Preparedness) <br />Based on the World Health Organization's pandennic model, lP. Morgan has prepared a <br />process for creating layers of defense to prevent virus transmission and a work around for <br />the possibility of mass employee absenteeism. Our plans not only address a pandemic, <br />situation but would serve US for other wide-scale staff disruptions. Planning incorporates <br />preparedness and expertise from all areas of the firm. Consideration has been given !uthe <br />unavailability of the workforce or closing of locations over extended periods of time, J. P� <br />Morgan will exercise commercially reasonable efforts to ensure that the firm will meet fts <br />obligations \o you and tn all of our customers. <br />Contact Information <br />For further �nformation on the J.P. Morgan Business Resiliency program, please contact� <br />Mavreen81ich <br />Vice President <br />T\5|nformadon Risk Manager <br />Telephone: 302 634 7496 <br />|�M� <br />w�x.m�ororan <br />� <br />���� <br />���-���8 <br />