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anw�•� <br />The Exclusion in Paragraph 8.3.a, of Section III — Physical Damage Coverage in the Business Auto 'Coverage Form <br />and the Exclusion in Paragraph B.4.a. of Section IV — Physical Damage Coverage in the motor Carrier Coverage <br />Form does not apply to the accidental discharge of an airbag <br />L. Two or More Deductibles <br />The following is added to the Deductible Provision of the Physical Damage Coverage Section: <br />If an accident is covered both by this policy or Coverage Form and by another policy or Coverage Form issued to you <br />by LIS, the following applies for each covered "auto" on a per vehicle basis: <br />1. If the deductible on this policy or Coverage Form is the smaller (or smallest) deductible, it will be waived, or <br />2. If t-ie deductible on this policy or Coverage Form is not the smaller (or smallest) deductible, it will be reduced by <br />the amount of the smaller (or smallest) deductible. <br />M, Physical Damage —Comprehensive Coverage —Deductible <br />The following is added to the Deductible Provision of the Physical Damage Coverage Section: <br />Regardless of the number of covered "autos" damaged or stolen, the maximum deductible :hat will be applied to <br />Comprehensive Coverage for all "loss"' from any one cause is $5,000 or the deductible shown in the Declarations, <br />whichever is greater. <br />N, Temporary Substitute Autos — Physical Damage <br />1. The following is added to Section I —Covered Autos: <br />Temporary Substitute Autos — Physical Damage <br />If Physical Damage Coverage is provided by this Coverage Form on your owned covered "'autos", the foiloviing <br />types of vehicles are also covered "autos�'for Physical Damage Coverage: <br />Any "auto' you do not own when used with the permission of its owner as a temporary substitute for a covered <br />auto" you do own but is out of service because of its: <br />1. Dreakdown-, <br />2. Repair-, <br />3. Servicing", <br />4. "Loss"; or <br />5. Destruction. <br />2. The following is added to the Paragraph A. Coverage Provision of the Physical Damage Coverage Section: <br />Temporary Substitute Autos — Physical Damage <br />Wewill pay the owner for "loss"' to the temporary substitute "auto" unless the "loss"' results from fraudulent acts or <br />orr,issicns on your part. If we make any payment to the owner, we will obtain the owner's rights against any other <br />pa rty. <br />The deductible for the temporary substitute ""auto"" will be the same as the deductible to,, tne covered "auto" it <br />replaces. <br />0. Amended Duties In The Event Of Accident, Claim, Suit Or Loss <br />Paragraph a. of the Duties In The Event Of Accident, Claim, Suit Or Loss Condition is replaced by the following <br />a. In :he event of "accident", claim, "suit" or "loss": You must give LIS or our authorized representative prompt notice <br />of the "accident", claim, "suit" or "loss". However, these duties only apply when the "accident", claim, "suit" or <br />"loss" is known to You (if you are an individual), a partner (it you are a patnership), a member (if you are a limited <br />liability company) or an executive officer or insurance manager (if you are a corporat on), The failure of any <br />U-CA-424-F CAM (C4114) <br />Page 4 cf 6 <br />Includes copTightecl ni of Insurance Services Office, Inc., with its permissicin <br />