GRAFFITI PROTECTIVE COATINGS, INC. 2015-2017

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agent, servant or employee of the "insured" to notify us of any "accident", clairn, "suit'. or 'loss" shall not invalidate the insurance afforded oy this policy. Include, as soon as praoficable, (1) How, when and where the "accident" or "loss" occurred and if a claim is made or "suit" is brought, written notice of the claim or "suit" inducing, but not limited to, the date and details of such claim or "suit'% (2) The "insured's" name and address; and (3) To the extent possible, the names and addresses of any injured persons and witnesses If you report an "acdclent", claim, "suit" or "loss" to another insurer when you should have reported to us, your failure to report to us will not be seen as a violation of these amended duties provided YOU give us notice as soon as practicable after the fact of the delay becomes known to you, P. Waiver of Transfer Of Rights Of' Recovery Against Others To Us The following is added to the Transfer Of Rights Of Recovery Against Others To Us Condition: This Condition does not apply to the extent required of you by a written contract, executed prior to any "accident" or "loss", provided that the "accident" or "loss" arises out of operations contemplated by such contract. This waiver only applies to the persci7 or organization designated in the contract. Q. Employee Hired Autos — Physical' Damage Paragraph b. of the Other Insurance Condition in the Business Auto Coverage Form and Paragraph f. of the Other Insurance — Primary and Excess Insurance Provisions Condition in the Motor Carrier Coverage Form are replaced by the following: For Hired Auto Physical Damage Coverage, the following are deemed to be covered "autos" you own: (1) AnV covered "auto" you lease, hire, rent or borrow, and (2) Any covered "auto" hired or rented under a written contract or written agreement entered into by an "employee" or elected or appointed official with your permission while being operated within the course and scope of that "employee"s" employment by you or that elected or appointed official's duties as respect their obligations to you. However, any "auto" that is leased, hired, rented or borrowed with a driver is not a covered "auto". R, Unintentional Failure to Disclose Hazards The following is added to the Concealment, IlAisrepresentation Or Fraud Condition: I-dowever, we will not deny coverage under this Coverage Form if you unintentionally: (1) Fa to disclose any hazards existing at the inception date of this Coverage Form, or (2) Blake an error, emission, improper description of "autos!' or other misstatement of information. You must notify cis as soon as possible after the discovery of any hazards or any other information that was not provided to us prior to the acceptance of this policy. S. Hired Auto —World Wide Coverage Paragi&ph 7a,(5) or the Policy Period, Coverage Territory Coiid1un is replaced by the fdlovvt,r ig: (5) Anywhere in the world if a covered "auto" is leased, hired, rented or borrowed fo- a period of 60 days or less, T. Bodily Injury Redefined The definition of "bodily injury" in the Definitions Section is replaced by the following� "Bodily Injury" means bodily injup ' /, sickness or disease, sustained by a person including death or mental anguish, resulting from any of these at any time. Mental anguish means any type of mental or emotional illness or disease. U-CA-424-F CW (04114) Page 5 cf 6 Includes copyrighted material of Insurance Services Office, Inc., with its permissicn.