GRAFFITI PROTECTIVE COATINGS, INC. 2015-2017

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The Expected Cr Intended Injury Exclusion in Paragraph B. Exclusions under Section 11 — Covered Auto Liability Coverage is replaced by the following'. Expected Or Intended Injury "Bodily injury" or "property damage" expected or intended from the standpoint of the "insured'. This exclusion does not apply to "bodily injury" or "property damage" resulting from the use of reasonable force to protect persons or property. V. Physical Damage — Additional Temporary Transportation Expense Coverage Paragraph AA.a. of Section III: — Physical Darnage Coverage is replaced by the fo lavving: 4. Coverage Extensions a. Transportation Expenses We will pay Lip to $50 per day to a maximum of $1,000 for temporary transportation expense incurred by you because of the total theft of a covered "auto" of the private passenger type. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. We will pay for temporary transportation expenses incurred during the period beginning 48 hours after the theft and ending, regardless of the policy's expiration, when the covered "auto" is returned to use or we pay for its ""loss"" . VV. Replacement of a Private Passenger Auto with a Hybrid or Alternative Fuel Source Auto The following is added to Paragraph A. Coverage of the Physical Damage Coverage Section: un the event cf a total "loss" to a covered "auto" of the private passenger type, that is replaced with a hybrid "auto" or 11auto" ' powered by an alternative fuel source of the private passenger type, we wih pay an additional 10% of the cost of the replacement "auto", excluding tax, title, license, other fees and any aftermarket vehicle upgrades, up to a maximum of S2500. The covered "auto" must be replaced by a hybrid "auto" or an "auto" powered by an alternative fuel source within 60 calendar days of the payment of the "loss" and evidenced by a bill of sale or new vehicle lease agreement. To qualify as a hybrid "auto", the "auto" must be powered by a conventional gasoline engine and another source of propulsion power. The other Source of propulsion power must be electric„ hydrogen propane, soar or naturai gas, either compressed or liquefied. To qualify as an "auto" powered by an alternative fuel source, the "auto" must be powered by a source of propulsion power other than a conventional gasoline engine An "auto" solely propelled by biofuel, gasoline or diesel fuel or any blend thereof is not an "auto" powered by an alternative fuel source, X. Return of Stolen Automobile The following is added to the Coverage Extension Provision of the Physical Damage Coverage Section: If a covered "auto" is stolen and recovered, we will pay the cost of transport to return the "'auto" to you. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. All other terms, conditions, provisions and exclusions of this policy remain the same. U-CA-424-F CIN t04114) Page 6 of 6 includes copyrighted material of insurance Services Office, Inc., with its permission.