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b. We will :make these payments regardless of <br />fault. These payments will: riot exceed the ap- <br />plicable limit of insurance. We -will pay:reason- <br />able expenses for: <br />(1) First aid administered at the time of an <br />accident; <br />(2) Necessary medical, surgical, x -ray and <br />dental 2services, including , prosthetic -de- <br />vices; and <br />(3) Necessary ambulance, hospital, profes- <br />eional nursing and funeral services. <br />2. Eiiolusfons <br />We will not pay expenses for "bodily injury": <br />!a: To any insured. <br />b. To a person hired.to?do work for or on behalf of- <br />any insured or a tenant of any insured. <br />c: To a person injured on that part of premises <br />you own or rent that the person normally <br />to a person, whether or, not an 'employee" or <br />any insured, if benefits for the "'bodily injury" are <br />payable <or must be provided under a workers' <br />compensation or disahility benefits law or a <br />similar law. <br />e. To a person injured while taking part in athlet- <br />ics. <br />f: included within the "'products- completed Opera- <br />tions-hazard". <br />g. Excluded under Coverage A. <br />h. Due to' war, whether:or not declared, or any act <br />or condition incident fewer.. War includes civil <br />:war, Insurrection,. rebellion or revolution. <br />SUPPLEMENTARY PAYMENTS- "COVERAGE$ A <br />AND B <br />1: We will pay; with respect to any claim we investi- <br />gate or settle, or any "suit" against: an insured ;we <br />defend:! <br />a. All expenses we incur. <br />br Up to $250 for cost; of bail bonds required be- <br />cause of :accidents or traffic law violations-aris- <br />ing out of the use of any vehicle to: whist; the <br />Bodily Injury Liability Coverage applies. We do <br />not have to furnish these bonds., <br />c. The cost of bonds to release attachments, but <br />only for bond amounts within the applicable <br />limit of insurance. We, do not have to furnish <br />these bonds. <br />d. -AIi reasonable expenses incurred by the in- <br />sured at our request to assist us in the investi- <br />gation or defense of the claim or "suit "; includ- <br />ing actual loss of earnings up to $250 a day <br />because of time off -from work. - <br />e. Ali costs taxed againstithe insured in'tha "salt":. <br />L Prejudgment interest 'awarded against the <br />insured on that part of the judgment we pay: if <br />we make an offer to pay;the applicable limit of <br />insurance, we will not payany prejudgment in- <br />terest based on that period of time after the Of- <br />for. <br />g. All intwesl on the full amount of ariy judgment <br />that accrues after entry of the judgment and be.. <br />fore we have paid, offered to pay, Or deposited <br />in court the -part of the judgment, that is within . <br />the applicable limit of insurance. <br />These payments: will not:-reduce the limits of inury <br />ance. <br />2. If we defend on insured against a "suit" and an <br />indemnitee of the insured is also named 68 a party <br />to the "suit" we will defend that indemnitee if all of <br />(lie following. are ;net <br />a. The "suit" against the indemnitee. seeks dam- <br />ages for which the insured has assumed the li- <br />ability of the: indemnitea in a contract or agree- <br />ment that is an "insured contracV% <br />b. This insurance applies to such liability assumed <br />by insured: <br />c. The obligation to defend, of the ,cost of -the <br />defense of, that indemnitee, has also been I as- <br />sumed by the insured in the same "insured <br />contract', <br />d. The allegations in the "suif' and the information <br />we -know about the "occurrence" are such that <br />no conflict appears t o e xist between the Inter- <br />ests of the Insured and the interests of the in= <br />demnitee; <br />a. The and the Insured ask us to con <br />duct and control the.defense of That indemnitee <br />against such "suit" and agree that We can a5- <br />sign the same counsel to defend the insured <br />and -the indemnitee, and <br />f. The indemnitee:' <br />(1) Agrees in;writing to <br />(a) Cooperate with us in] the investigation; <br />settlement or defense of the "suit <br />(b) immediately send us copies of any de- <br />mands, notices; :summonses or :legal <br />papers received in connection with the <br />"suit "; <br />(c) Notify any other" insurer whose coverage <br />is available to the indemnited; and <br />(d) Cooperate wish us with respect to cobs- <br />dlnatirfg other - applicable .insurance . <br />available to the indemnitee; and <br />Page 6 of 13 Copyright, Insurance Services Office, Inc., 1997 <br />