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ZDA 9436702 04 2901935
<br />(2) Premises you sell, give away or abandon, if
<br />the "property damage" arises out of any part of
<br />those premises and occurred from hazards
<br />that were known by you, or should have
<br />reasonably been known by you, at the time the
<br />property was transferred or abandoned.
<br />BODILY INJURY REDEFINED
<br />Under SECTION V — DEFINITIONS, Paragraph 3.
<br />"bodily injury" is replaced by the following:
<br />3. "Bodily Injury" means bodily injury, disability,
<br />sickness or disease sustained by a person,
<br />including death resulting from any of these at
<br />any time. "Bodily injury" includes mental
<br />anguish or other mental injury resulting from
<br />"bodily injury".
<br />8. BROAD FORM PROPERTY DAMAGE —
<br />BORROWED EQUIPMENT
<br />a. Under SECTION t — COVERAGES,
<br />COVERAGE A, Paragraph 2. Exclusions, item
<br />j. is amended as follows:
<br />Paragraph (4) does not apply to "property
<br />damage" to borrowed equipment arising out of
<br />your operations or while at your location.
<br />b. The insurance afforded under this provision is
<br />excess over any other valid and collectible
<br />property insurance (including deductible)
<br />available to the insured whether primary,
<br />excess, contingent or on any other basis.
<br />9. INCIDENTAL MALPRACTICE
<br />Employed Nurses, EMT's and Paramedics
<br />Under SECTION II — WHO IS AN INSURED,
<br />Paragraph 2.a.(1)(d) does not apply to a nurse,
<br />emergency medical technician or paramedic
<br />employed by you if you are not engaged in the
<br />business or occupation of providing medical,
<br />paramedical, surgical, dental, x-ray or nursing
<br />services.
<br />10. KNOWLEDGE OF OCCURRENCE
<br />Under SECTION IV — COMMERCIAL GENERAL
<br />LIABILITY CONDITIONS, Paragraph 2. Duties In
<br />The Event Of Occurrence, Offense, Claim or
<br />Suit, Paragraph e, is added as follows:
<br />e. Notice of an "occurrence", offense, claim or
<br />"suit" will be considered knowledge of the
<br />insured if reported to an individual named
<br />insured, partner, "executive officer" or an
<br />"employee" designated by you to give us such
<br />a notice.
<br />11. MEDICAL PAYMENTS— INCREASED LIMITS
<br />a. Under SECTION I — COVERAGES,
<br />COVERAGE C, Paragraph a.(2) is replaced
<br />by the following:
<br />(2) The expenses are incurred and reported
<br />to us within three years of the date of the
<br />accident; and
<br />b. Under SECTION III — LIMITS OF
<br />INSURANCE, Paragraph 7. is replaced by the
<br />following:
<br />7. Subject to 5, above, the higher of:
<br />a. $10,000: or
<br />b. The amount shown in the Declarations
<br />for Medical Expense Limit is the most
<br />we will pay under COVERAGE C for
<br />all medical expenses because of
<br />"bodily injury" sustained by one
<br />person.
<br />(3) This coverage does not apply if COVERAGE
<br />C — MEDICAL PAYMENTS is excluded either
<br />by the provisions of the Coverage Form or by
<br />endorsement.
<br />12. NON -OWNED WATERCRAFT
<br />Under SECTION I — COVERAGES, COVERAGE
<br />A, Paragraph 2. Exclusions, g.(2) is replaced by
<br />the following:
<br />(2) A watercraft you do not own that is:
<br />(a) Less than 51 feet long; and
<br />(b) Not being used to carry persons or
<br />property for a charge;
<br />This provision applies to any person, who with
<br />your consent, either uses or is responsible for
<br />the use of a watercraft.
<br />13. PERSONAL INJURY — BROAD FORM
<br />a. Under SECTION I — COVERAGES,
<br />COVERAGE B, Paragraph 2.e. is deleted in
<br />its entirety.
<br />b. Under SECTION V — DEFINITIONS, definition
<br />14. "Personal and advertising injury":
<br />(1) Paragraph b. is replaced by the
<br />following:
<br />b. Malicious prosecution or abuse of
<br />process;
<br />(2) Paragraph d, is replaced by the
<br />following:
<br />d. Oral or written publication, in any
<br />manner, or televised or videotaped
<br />publication of material that slanders or
<br />libels a person or organization or
<br />disparages a persori or pJ'
<br />421.1383 10 10 Includes copyrighted material of Insurance services Office, Inc. 2004
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