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ZDA 9436702 04 2901935
<br />organization's goods, products or
<br />services;
<br />(3) Paragraph e. is replaced by the
<br />following:
<br />e. Oral or written publication, in any
<br />manner, or televised or videotaped
<br />publication of material that violates a
<br />person's right of privacy;
<br />(4) Paragraph h. is added as follows:
<br />h. Discrimination (unless insurance
<br />thereof is prohibited by law) that
<br />results in injury to the feelings or
<br />reputation of a natural person, but
<br />only if such discrimination is:
<br />(1) Not done intentionally by or at
<br />the direction of:
<br />(a) The insured;
<br />(b) Any officer of the corporation,
<br />director, stockholder, partner or
<br />member of the insured; and
<br />(11) Not directly or indirectly related to
<br />an "employee", nor to the
<br />employment, prospective employment
<br />or termination of any person or
<br />persons by an insured.
<br />c. This coverage does not apply if COVERAGE
<br />B — PERSONAL AND ADVERTISING
<br />INJURY is excluded either by the provisions of
<br />the Coverage Form or by endorsement.
<br />14. PROPERTY DAMAGE LEGAL LIABILITY (Fire,
<br />Lightning, Explosion, Smoke or Leakage from
<br />Fire Protective Systems Damage)
<br />a. The word fire is changed to fire, lightning,
<br />explosion, smoke and leakage from fire
<br />protective systems where it appears in the
<br />Limits of Insurance section of the Declarations
<br />for the Commercial General Liability Coverage
<br />Form.
<br />b. Under SECTION I — COVERAGES,
<br />COVERAGE A, the last paragraph (after the
<br />exclusions) is replaced by the following:
<br />Exclusions c. through n. do not apply to
<br />damage by fire, lightning, explosion, smoke or
<br />leakage from fire protective systems to
<br />premises while rented to you or temporarily
<br />occupied by you with the permission of the
<br />owner. A separate limit of insurance applies to
<br />this coverage as described in SECTION III —
<br />LIMITS OF INSURANCE. This limit will apply
<br />to all damage proximately caused by the same
<br />event, whether such damage results from fire,
<br />lightning, explosion, smoke or leakage from
<br />fire protective systems or any combination of
<br />the five.
<br />c. Under SECTION III — LIMITS OF
<br />INSURANCE, Paragraph 6. is replaced by the
<br />following:
<br />6. Subject to 5. above, the higher of:
<br />a. $500,000; or
<br />b. The Fire, Lightning, Explosion, Smoke
<br />or Leakage From Fire Protective
<br />Systems Damage Limit shown in the
<br />Declarations,
<br />is the most we will pay under COVERAGE
<br />A for damages because of "property
<br />damage" from fire, lightning, explosion,
<br />smoke and leakage from fire protective
<br />systems to premises, while rented to you
<br />or temporarily occupied by you with
<br />permission of the owner.
<br />d. Under SECTION IV — COMMERCIAL
<br />GENERAL LIABILITY CONDITIONS,
<br />Condition 4. Other Insurance, paragraph
<br />b.(2) is replaced by the following:
<br />b. (2) That is fire, lightning, explosion,
<br />smoke or leakage from fire protective
<br />systems insurance for premises
<br />rented to you or temporarily occupied
<br />by you with permission of the owner;
<br />or
<br />e. Under SECTION V — DEFINITIONS, definition
<br />9. "Insured contract", Paragraph a. is replaced
<br />by the following:
<br />a. A contract for a lease of premises.
<br />However, that portion of the contract for a
<br />lease of premises that indemnifies any
<br />person or organization for damage by fire,
<br />lightning, explosion, smoke or leakage
<br />from fire protective systems to premises
<br />while rented to you or temporarily
<br />occupied by you with permission of the
<br />owner Is not an "insured contract".
<br />f, This coverage does not apply if Fire Damage
<br />Legal Liability of COVERAGE A is excluded
<br />either by the provisions of the Coverage Part
<br />or by endorsement.
<br />CN��`.
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<br />421A383 10 10 Includes copyrighted material of insurance Services Office, Inc.2004
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