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(6) The coverage provided will not exceed the <br />lesser of: <br />(a) The coverage and/or limits of this policy; <br />or <br />(b) The coverage and/or limits required by <br />the "Insured contract", <br />(7) A person's or organization's status as an <br />"Insured" under this subparagraph d ends <br />when your operations for that "Insured" are <br />completed. <br />EMPLOYEE AS INSURED <br />Under Paragraph A. of Section 11 — LIABILITY COV- <br />ERAGE item f. Is added as follows: <br />Your "employee" while using his owned "auto", or an <br />"auto" owned by a member of his or her household, <br />In your business or your personal affairs, provided you <br />do not own, hire or borrow that "auto". This coverage <br />Is excess to any other collectible Insurance coverage. <br />FELLOW EMPLOYEE COVERAGE <br />Fxr.Ilislon S. FFI I OW FMPI OYFF of SFCTION II — <br />LIABILITY COVERAGE — B. EXCLUSIONS Is <br />amended by the addition of the following: <br />However, this exclusion does not apply if the "bodily <br />Injury" results from the use of a covered "auto" you <br />own or hire, and provided that any coverage under <br />this provision only applies in excess over any other <br />collectible Insurance, <br />BLANKET WAIVER OF SUBROGATION <br />We waive the right of recovery we may have for pay- <br />ments made for "bodily Injury" or "property damage" <br />on behalf of the persons or organizations added as <br />"insureds" under Section II — LIABILITY COVERAGE <br />— AA.D, BROAD FORM NAMED INSURED and <br />A.1.e. BLANKET ADDITIONAL INSURED. <br />PHYSICAL DAMAGE — ADDITIONAL TRANS- <br />PORTATION EXPENSE COVERAGE <br />The first sentence of paragraph A.4. of SECTION III <br />— PHYSICAL DAMAGE COVERAGE is amended as <br />tollows: <br />We will pay up to $50 per day to a maximum of <br />$1,500 for temporary transportation expanse Incurred <br />by you because of the total theft of a covered "auto" <br />of the private passenger type, <br />PERSONAL EFFECTS COVERAGE <br />A. SECTION III — PHYSICAL DAMAGE COVER- <br />AGE, A.4. COVERAGE EXTENSIONS, Is <br />amended by adding the following; <br />c. Personal Effects Coverage <br />For any Owned "auto" that Is Involved In a <br />covered "loss", we will pay up to $500 for <br />"pnrsnnal Affnrts" that arR Inst nr dgmagAd <br />as a result of the covered "loss", without <br />applying a deductible. <br />EXTRA EXPENSE — BROADENED COVERAGE <br />Paragraph A. — COVERAGE of SECTION III — <br />PHYSICAL DAMAGE COVERAGE Is amended to <br />add: <br />6. We will pay for the expense of returning a stolen <br />covered "auto" to you. <br />AIRBAG COVERAGE <br />Under paragraph B. — EXCLUSIONS of SECTION III <br />— PHYSICAL DAMAGE COVERAGE, the following Is <br />wfdAd. <br />The exclusion relating to mechanical breakdown does <br />not apply to the accidental discharge of an alrbag. <br />NEW VEHICLE REPLACEMENT COST <br />Under Paragraph C — LIMIT OF INSURANCE of <br />Section III — PHYSICAL DAMAGE COVERAGE see - <br />tion 2 Is amended as follows: <br />2. An adjustment for depreciation and physical con- <br />dition will be made in determining actual cash <br />value in the event of a total loss. However, In the <br />event of a total loss to your "new vehicle" to <br />which this coverage applies, as shown in the <br />declarations, we will pay at your option: <br />a. The verifiable "now vehicle" purchase price <br />you paid for your damaged vehicle, not In- <br />Cluding any Insurance or warranties pur- <br />chased; <br />b. The purchase price, as negotiated by us, of <br />a new vehicle of the same make, model and <br />equipment, not Including any furnishings, <br />parts or equipment not Installed by the <br />manufacturer or manufacturer's dealership. <br />If the same model Is not available pay the <br />purchase price of the most similar model <br />available; <br />Page 2 of 6 <br />33500652 1 Ginnie 1 2017 All limes I Gi.nni.a Bwtl ant. 1 11./28/207.6 12::2;2fi PW. (;3T) I P q. 3 of 9 <br />r r vff v�} t wv a raeMwo� r rIM Ir c�QA ta' c� �. . <br />__...._ _.___......__...._...._... _....w. w.w.._ _ , _w._�. <br />