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c The market wduo of your damaged vehicle, <br />not Including any furnishings, parts or equ|p~ <br />mond not Installed by the manufacturer or <br />manufacturer's dea|eroh|p. <br />This coverage applies only to a covered "auto" <br />of the private paoeonAor' light truck or medium� <br />truck type (20,000 lbs or |eao gross vah|o|u <br />vva|ghV and dnoo not apply to |n|t|u1|on or sot up <br />costs assoclated with loans or leases, <br />TWO OR MORE DEDUCTIBLES <br />Under SECTION |U — PHYSICAL DAAAGE COV- <br />ERAGE, If two or more "company" U ieurcover- <br />age forms apply to the same aco|dor8' the fuUm*|ng <br />applies to paragraph D. neduciib|a� <br />a. It the applicable Bua|naaa Auto daduut- <br />|b|oIs(heoma|er(oxema|eai)dmduot- <br />Iblo It will bo Walvod; or <br />b. If the applicable Business Auto deduct- <br />ible Is not the smaller (or smallest) de- <br />ductible It will be reduced <br />a'duotib|e|\wiUheneduced by thenmour <br />of the smaller (or smallest) dudmctlb|e; <br />m <br />C, U the ioao Involves two or more Bua- <br />massAub coverage forms or policies <br />the smaller (or smallest) deductible will <br />be waived. <br />For the purpose of this endorsement <br />"company" means: <br />o. Ssdoco Insurance Company ofAmerica <br />b. American States Insurance Company <br />c. Gynura| |nuumncu Cur/puny ufAmuduu <br />d. American Economy Insurance Company <br />o^ First National Insurance Company of <br />America <br />f. American States Insurance Company of <br />g. American Gta1mo Preferred |mounanuo <br />Company <br />h. Safeco Insurance Company of UUno|o <br />LOAN/LEASE GAP COVERAGE <br />Under paragraph O — Ufvl[T OF INSURANCE o/ <br />SECTION U| — PHYSICAL DAMAGE COVERAGE. <br />tho following is addod: <br />a. Actual cash value dthe damaged or stolen <br />property as cAthe time of the "loss", |eoo an <br />adjustment for dap,00iod|on and physical <br />condition; or <br />h. Balance due under the terms of the loan or <br />lease that /he damaged covered .auto~ Is <br />subject toatthe time of the "loss", |eea any <br />one orall cdthe following adjustments: <br />(1) Overdue payment and financial <br />panak|ao associated with those <br />payments as of the date of the <br />�ooa" <br />(2) Financial penalties Imposed under <br />lease due to h|gh mileage, excoa- <br />aho //no or nhnmnm| wonrnnd tnxr. <br />(3) Costs for extended warranties, Cre- <br />dit L|ha Insurance, Health, Accident <br />o, Disability Insurance purchased <br />with the loan or lease. <br />(4) Transfer or rollover ba|onomu from <br />previous loans or |nosoo. <br />(6) Final payment due under "Balloon <br />Loan". <br />(6) The dollar amount of any <br />un'mpaimd damage that occurred <br />prior to "total loss" cdecovered <br />(7) Security deposits not refunded bya <br />|oamor. <br />(8) All refunds payable or paid to you <br />aaaresult cfthe early termination <br />of a lease agreement or any war- <br />ranty or extended service egree- <br />man{on anovumd "auto". <br />(9) Any nmmuntmprP.qPnt|nOts;mm <br />(10) Loan or lease termination fees <br />GLASS REPAIR - - WAIVER OF DEDUCTIBLE <br />Under paragraphD DEDUCTIBLE of SECTION U| <br />—PHYS|OAL DAIAAGE COVERAGE, the (o||mwingie <br />added: <br />No deductible applies hzglass damage ifthe glass |a <br />repaired rather than replaced, <br />AMENDED DUTIES IN THE EVENT OF ACO|- <br />DENT.CLA|M, SUIT OR LOSS <br />4. The most we will pay for ahota "loss" In any one The requirement in L088 CONDITION 2.o. — <br />"accidonJ"|othe greater ofthe following, subject DUTIES IN THE EVENT OF ACCIDENT, CLA|M, <br />toa$1.DOV mex|mum||m|1: SUIT OR LOSS — of SECTION \V — BUSINESS <br />AUTO CONDITIONS that you must notify uaof an <br />cwnmoxor Page omo E13 <br />REVEWED BY- <br />