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BUSINESS LIABILITYCOVERAGE FORM <br />(a) <br />Thepreparing,approving,or ThisGeneralAggregatelimitdoesnot <br />failuretoprepareorapprove, applyto"propertydamage"topremises <br />maps,shopdrawings,opinions, whilerentedtoyouortemporarily <br />reports,surveys,fieldorders, occupiedbyyouwithpermissionofthe <br />changeorders,designsor owner,arisingoutoffire,lightningor <br />drawings andspecifications; orexplosion. <br />(b)3.Each Occurrence Limit <br />Supervisory,inspection, <br />architecturalorengineering <br />2.a.2.b <br />Subjecttoorabove,whichever <br />activities. <br />applies,themostwewillpayforthesumofall <br />Thelimitsofinsurancethatapplytoadditional damagesbecauseofall"bodilyinjury", <br />D. <br />insuredsaredescribedinSection–Limits"propertydamage"andmedicalexpenses <br />OfInsurance.arisingoutofanyone"occurrence"isthe <br />LiabilityandMedicalExpensesLimitshownin <br />Howthisinsuranceapplieswhenother <br />the Declarations. <br />insuranceisavailabletoanadditionalinsured <br />isdescribedintheOtherInsuranceCondition Themostwewillpayforallmedicalexpenses <br />E. <br />inSection– Liability AndMedicalExpensesbecauseof"bodilyinjury"sustainedbyany <br />GeneralConditions.onepersonistheMedicalExpensesLimit <br />shownintheDeclarations. <br />Nopersonororganizationisaninsuredwith <br />4.Personal AndAdvertisingInjury Limit <br />respecttotheconductofanycurrentorpast <br />partnership,jointventureorlimitedliability <br />2.b. <br />Subjecttoabove,themostwewillpayfor <br />companythatisnotshownasaNamedInsuredin <br />thesumofalldamagesbecauseofall <br />the Declarations. <br />"personalandadvertisinginjury"sustainedby <br />D.LIABILITYANDMEDICALEXPENSES <br />any one person or organization is the Personal <br />andAdvertisingInjuryLimitshowninthe <br />LIMITS OF INSURANCE <br />Declarations. <br />1.TheMost We WillPay <br />5.Damage ToPremisesRented ToYou Limit <br />TheLimitsofInsuranceshowninthe <br />TheDamageToPremisesRentedToYou <br />Declarationsandtherulesbelowfixthemost <br />LimitisthemostwewillpayunderBusiness <br />wewillpay regardless of the number of: <br />LiabilityCoveragefordamagesbecauseof <br />a. <br />Insureds; <br />"propertydamage"toanyonepremises,while <br />b. <br />Claims made or"suits" brought;or <br />rented to you, or in the case of damage byfire, <br />lightningorexplosion,whilerentedtoyouor <br />c. <br />Persons or organizations making claims or <br />temporarilyoccupiedby youwith permission of <br />bringing"suits". <br />the owner. <br />2.Aggregate Limits <br />Inthecaseofdamagebyfire,lightningor <br />The mostwe will payfor: <br />explosion, the Damage toPremises Rented To <br />a. <br />Damagesbecauseof"bodilyinjury"and <br />YouLimitappliestoalldamageproximately <br />"propertydamage"includedinthe <br />causedbythesameevent,whethersuch <br />"products-completedoperationshazard"is <br />damage results fromfire,lightning orexplosion <br />theProducts-CompletedOperations <br />orany combinationofthese. <br />AggregateLimitshowninthe <br />6.HowLimitsApplyTo Additional Insureds <br />Declarations. <br />Themostwewillpayonbehalfofapersonor <br />b. <br />Damagesbecauseofallother"bodily <br />organizationwhoisanadditionalinsured <br />injury","propertydamage"or"personal <br />underthis CoveragePart is the lesser of: <br />andadvertisinginjury",includingmedical <br />a. <br />Thelimitsofinsurancespecifiedina <br />expenses,istheGeneralAggregateLimit <br />writtencontract,writtenagreementor <br />shownintheDeclarations. <br />permitissuedbyastateorpolitical <br />ThisGeneralAggregateLimitapplies <br />subdivision;or <br />separatelytoeachofyour"locations" <br />b. <br />TheLimitsofInsuranceshowninthe <br />ownedby orrentedtoyou. <br />Declarations. <br />"Location"meanspremisesinvolvingthe <br />Suchamountshallbeapartofandnotin <br />sameorconnectinglots,orpremises <br />additiontotheLimitsofInsuranceshownin <br />whoseconnectionisinterruptedonlybya <br />the Declarations anddescribedinthis Section. <br />street,roadwayorright-of-wayofa <br />railroad. <br />Page 14of24FormSS 0008 0405 <br /> <br />